Personal loans in Capron, IL
Personal loans in Capron are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,395 population. Census figures put the 2020-to-2023 increase in Capron at about 0.3%.
With an estimated 1,395 residents, Capron is the 559th-largest of 1,294 places in Illinois. Decide the purpose of the loan and your repayment plan before sharing any details with a Capron lender. Every figure below is Illinois's own, applied to Capron's 1,395 residents, with the publisher and retrieval date attached. The closest larger city is Poplar Grove, IL about 6 miles away.
Capron by the numbers
Here is the sourced Census picture for Capron, plus the Illinois lending rules that apply to a loan taken out here.
- Population: 1,395 people, a figure that places Capron 559th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.3% since the 2020 count.
- Net change: roughly 4 more people than the 2020 Census counted.
- Size percentile: about 57% of Illinois's Census places are smaller than Capron.
- Density: the Census land area of 0.8 sq mi holds about 1,807 people per square mile.
- Land area: Capron covers 0.8 square miles, the 874th-largest area among Illinois's 1,294 places.
- State population share: Capron accounts for about 0.0% of everyone in Illinois.
- National rank: Capron is the 8,967th most populous of the 19,457 Census places covered here.
- Growth rank: Capron's 2020-to-2023 change ranks 110th of 1,294 places in Illinois.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Capron's 0.3%.
- Density rank: Capron places 273rd among Illinois's places by people per square mile.
- Density in context: Capron's 1,807 people per square mile sit against a Illinois median of 993.
- Location: latitude 42.3988, longitude -88.7387 (Census Gazetteer).
- Nearest larger cities: Poplar Grove (6 mi); Harvard (6 mi); Sharon (7 mi); Walworth (12 mi); Belvidere (12 mi). Larger metros often have more branches, but online lenders reach Capron on the same terms.
- Nearest smaller towns: Timberlane (8 mi); Caledonia (8 mi); Union (15 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 48 smaller Census places.
- At 100 miles: 500 larger Census places fall inside that radius.
Lender access in Capron
At roughly 1,807 people per square mile, Capron is moderately settled; 191 larger places lie within 50 miles. Lenders licensed in Illinois reach Capron's 1,395 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Poplar Grove, IL about 6 miles away.
What to do before borrowing in Capron
Before you hand your details to a lender in Capron, where the population is near 1,395:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Illinois licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Capron as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 1,395 residents.
Where Capron sits in Illinois
Against Illinois's other places, Capron accounts for about 0.0% of the state's population and ranks 559th of 1,294 by size. For population change between 2020 and 2023, Capron ranks 110th of 1,294 in Illinois (about the 91th percentile). Its roughly 1,807 residents per square mile place it 273rd among Illinois's places. By land area, its 0.8 square miles rank 874th of 1,294 places in Illinois.
The state rulebook for Capron
Read the table as a lender's compliance picture for Capron: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Where Capron sits
Capron covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,807 residents per square mile. The largest place in Illinois, Chicago, lies about 67 miles away. Counting outward 50 miles, 191 larger communities surround Capron. The 100-mile radius contains 500 larger places.
Common questions
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Nearby places
- Sharon, WI — population 1,565
- Poplar Grove, IL — population 5,129
- Harvard, IL — population 9,356
- Timberlane, IL — population 903
- Caledonia, IL — population 180
- Walworth, WI — population 2,803
- Belvidere, IL — population 25,297
- Darien, WI — population 1,570