Personal loans in Clint, TX

The first question in Clint is not the rate on offer but whether the payment fits; about 1,014 people live here under Texas lending law. An estimated 1,014 people make their home in Clint, a figure that ranks 792nd in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A larger market lies at San Elizario, TX about 2 miles away. A 2020-to-2023 comparison shows Clint up by about 8.8%. Lenders active in Clint report to a Texas supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Clint's 1,014 residents.

Clint: population, trend and location

Set out below is Clint's local context next to the state-level rules that reach every lender here.

The geography behind Clint

Clint covers about 2.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 516 residents per square mile. For the state's biggest city, Houston, the distance is roughly 656 miles. Within 50 miles of Clint there are 8 larger Census places. The 100-mile radius contains 14 larger places.

The Texas lending rules that reach Clint

Texas has no separate rate rule for Clint; the sourced rows below are what reach every lender that serves its 1,014 people.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

Before you apply in Clint

For Clint's roughly 1,014 residents, these are the steps that most influence the offer:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Look the lender up in the Texas regulator's licence records before you sign.
  5. Decide the purpose and how you will repay it before approaching any lender.
  6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Clint as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,014 residents.

What is available to Clint borrowers

With about 516 residents per square mile, Clint is moderately settled, and 8 larger Census places sit within 50 miles. Whether Clint has a local branch or not, a Texas-licensed lender can serve its 1,014 people online on the same terms. The nearest bigger place is San Elizario, TX about 2 miles away.

Clint against the rest of Texas

Against Texas's other places, Clint accounts for about 0.0% of the state's population and ranks 792nd of 1,224 by size. On the 2020-to-2023 trend, Clint stands 267th among Texas's 1,224 places — roughly the 78th percentile. Its roughly 516 residents per square mile place it 869th among Texas's places. Within 50 miles sit 0 smaller Census places, alongside the 8 that are larger.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Clint if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Clint is the same as anywhere in Texas.
What loan size can I expect in Clint?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Clint?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Clint cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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