Personal loans in Anthony, TX
Personal loans in Anthony are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 3,663 population. With an estimated 3,663 residents, Anthony is the 438th-largest of 1,224 places in Texas.
The 2020 count to the 2023 estimate shows about 0.3% decline in Anthony. A single loan can carry different costs on either side of a state line, and Anthony sits on the Texas side of that line. Compare APR, not the interest rate, because the APR folds in most fees on a Anthony loan. The next larger city is Anthony, NM about 2 miles away.
The Anthony data picture
What follows is Anthony's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 3,663 — Anthony ranks 438th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.3% from 2020 to 2023.
- Absolute change: 12 residents lost between 2020 and 2023.
- Size percentile: about 64% of Texas's Census places are smaller than Anthony.
- Density: roughly 573 residents per square mile, spread over 6.4 sq mi of land.
- By land area: Anthony ranks 312th among Texas's 1,224 places, at 6.4 sq mi.
- Water area rank: Anthony ranks 257th among Texas's 1,224 places, with 0.07 sq mi.
- State share: roughly 0.0% of Texas's residents live in Anthony (3,663 people).
- Nationally: Anthony is the 5,693rd-largest of 19,457 Census places in the dataset.
- Growth rank: Anthony ranks 899th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Anthony moved 0.3%.
- Density in Texas: Anthony ranks 835th by people per square mile.
- Density vs Texas: Anthony's 573 people per square mile compare with a state median of 840.
- Location: 31.9867, -106.5986 (Census Gazetteer coordinates).
- Nearest larger cities: Anthony (2 mi); Sunland Park (11 mi); El Paso (14 mi); Las Cruces (26 mi); Socorro (31 mi). Lenders licensed in the state serve Anthony whether or not they keep a local branch.
- Smaller communities close by: Vinton (2 mi); Mesilla (23 mi); Clint (35 mi), each with its own Census population profile.
- Within a 50-mile radius: 3 smaller Census places.
- At 100 miles: 10 larger Census places fall inside that radius.
Steps to take before a Anthony loan
Complete these steps first when you borrow in Anthony (3,663 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Texas regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
What differs between Anthony and the rest of Texas is not the process but the borrower's own file, among the 3,663 people here.
Anthony's place among Texas's 1,224 places
Anthony is the 438th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Anthony stands 899th among Texas's 1,224 places — roughly the 27th percentile. At about 573 people per square mile, Anthony is the 835th most densely settled place in Texas. In land area, Anthony ranks 312th among Texas's 1,224 places.
Anthony on the map
Inside Anthony's boundaries lie roughly 6.4 square miles of land and 0.07 square miles of water. That land carries about 573 people per square mile. For the state's biggest city, Houston, the distance is roughly 682 miles. Anthony has 7 larger places within a 50-mile radius. By land area it ranks 312th of 1,224 Texas places.
How Texas law applies in Anthony
These are Texas's sourced lending facts as they reach Anthony's 3,663 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How personal loans work in Anthony
With roughly 3,663 residents, Anthony is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Anthony. The term you choose in Anthony decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Anthony, NM — population 8,726
- Vinton, TX — population 2,813
- Sunland Park, NM — population 17,689
- El Paso, TX — population 678,958
- Mesilla, NM — population 1,792
- Las Cruces, NM — population 114,892
- Socorro, TX — population 38,238
- Horizon City, TX — population 24,168