Personal loans in Anthony, TX

Personal loans in Anthony are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 3,663 population. With an estimated 3,663 residents, Anthony is the 438th-largest of 1,224 places in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 0.3% decline in Anthony. A single loan can carry different costs on either side of a state line, and Anthony sits on the Texas side of that line. Compare APR, not the interest rate, because the APR folds in most fees on a Anthony loan. The next larger city is Anthony, NM about 2 miles away.

The Anthony data picture

What follows is Anthony's place in the Census record, alongside the Texas rules that govern a personal loan made here.

Steps to take before a Anthony loan

Complete these steps first when you borrow in Anthony (3,663 residents):

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Look the lender up in the Texas regulator's licence records before you sign.
  5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  6. Look for an origination fee or prepayment penalty in the written disclosure.
  7. Test the payment against your current bills before you commit.

What differs between Anthony and the rest of Texas is not the process but the borrower's own file, among the 3,663 people here.

Anthony's place among Texas's 1,224 places

Anthony is the 438th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Anthony stands 899th among Texas's 1,224 places — roughly the 27th percentile. At about 573 people per square mile, Anthony is the 835th most densely settled place in Texas. In land area, Anthony ranks 312th among Texas's 1,224 places.

Anthony on the map

Inside Anthony's boundaries lie roughly 6.4 square miles of land and 0.07 square miles of water. That land carries about 573 people per square mile. For the state's biggest city, Houston, the distance is roughly 682 miles. Anthony has 7 larger places within a 50-mile radius. By land area it ranks 312th of 1,224 Texas places.

How Texas law applies in Anthony

These are Texas's sourced lending facts as they reach Anthony's 3,663 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

How personal loans work in Anthony

With roughly 3,663 residents, Anthony is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Anthony. The term you choose in Anthony decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Anthony if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Anthony is the same as anywhere in Texas.
What loan size can I expect in Anthony?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Anthony?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Anthony cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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