Personal loans in Clifton, IL

If you are weighing a personal loan in Clifton, start from the payment you can carry; its 1,304 residents face the same statewide rules. Read the disclosure for an origination fee and any prepayment penalty before signing in Clifton. To lend to Clifton's 1,304 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. The closest larger place is Herscher, IL about 12 miles away.

Clifton: the sourced local profile

Clifton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,304 — Clifton ranks 579th of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
• Population trend: About 3.9% below the 2020 Census base.
• Absolute change: 53 residents lost between 2020 and 2023.
• Size percentile: bigger than about 55% of the places in Illinois, with 1,304 residents in Clifton.
• Density: the Census land area of 0.9 sq mi holds about 1,402 people per square mile.
• Land area: Clifton covers 0.9 square miles, the 794th-largest area among Illinois's 1,294 places.
• State population share: Clifton accounts for about 0.0% of everyone in Illinois.
• National rank: Clifton is 9,247th of 19,457 places nationwide.
• Growth in Illinois: Clifton stands 1,116th by percentage change from 2020 to 2023, among 1,294 places.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Clifton's 3.9%.
• Density rank: Clifton places 430th among Illinois's places by people per square mile.
• Density vs Illinois: Clifton's 1,402 people per square mile compare with a state median of 993.
• Location: 40.9347, -87.9343 (US Census Bureau Gazetteer).
• Nearest larger cities: Herscher (12 mi); Kankakee (12 mi); Gilman (13 mi); Limestone (15 mi); Watseka (15 mi). Online lenders reach Clifton no matter how far the nearest branch is.
• Nearest smaller towns: Ashkum (4 mi); Chebanse (5 mi); Sammons Point (8 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 87 smaller Census places.
• At 100 miles: 421 larger Census places fall inside that radius.

Clifton's place among Illinois's 1,294 places

Within Illinois, Clifton holds roughly 0.0% of all residents, the 579th-largest share among 1,294 places. For population change between 2020 and 2023, Clifton ranks 1,116th of 1,294 in Illinois (about the 14th percentile). Its roughly 1,402 residents per square mile place it 430th among Illinois's places. In land area, Clifton ranks 794th among Illinois's 1,294 places.

Clifton: area, density and distance

Clifton's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,402 people per square mile. Chicago, the largest place in Illinois, is about 64 miles from Clifton. A 50-mile radius around Clifton takes in 91 places that are larger. By land area it ranks 794th of 1,294 Illinois places.

A pre-application checklist for Clifton

For Clifton's roughly 1,304 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Illinois licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Illinois; what changes is your credit file, not the fact that Clifton holds 1,304 people.

Illinois consumer-lending rules applied in Clifton

When Illinois does not publish a figure, the row links to the source instead of inventing a number; Clifton is bound by the same rules.

Borrowing reach in Clifton

At roughly 1,402 people per square mile, Clifton is moderately settled; 91 larger places lie within 50 miles. Lenders licensed in Illinois reach Clifton's 1,304 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Herscher, IL about 12 miles away.