Personal loans in Chebanse, IL
The trend for Chebanse between 2020 and 2023 is downward by roughly 3.4%. The first question in Chebanse is not the rate on offer but whether the payment fits; about 1,013 people live here under Illinois lending law. By population, Chebanse sits at 648th in Illinois, with an estimated 1,013 residents. For a bigger market, look to Clifton, IL about 5 miles away. To lend to Chebanse's 1,013 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. If debt is already a strain, a nonprofit credit counsellor can help Chebanse residents before they take on more.
Chebanse: population, trend and location
Here is the sourced Census picture for Chebanse, plus the Illinois lending rules that apply to a loan taken out here.
- Population: a Census-estimated 1,013, 648th among Illinois's 1,294 places (Vintage 2023).
- Population trend: A loss of roughly 3.4% between 2020 and 2023.
- People gained or lost: about 36 fewer since the 2020 base.
- Size percentile: Chebanse's 1,013 people outrank roughly 50% of the places in Illinois.
- Land and density: 0.8 square miles of land carry roughly 1,284 residents per square mile.
- Land area: Chebanse covers 0.8 square miles, the 867th-largest area among Illinois's 1,294 places.
- Within Illinois: about 0.0% of the state's population lives in Chebanse.
- National rank: Chebanse is 10,145th of 19,457 places nationwide.
- Growth in Illinois: Chebanse stands 1,008th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Chebanse's 3.4%.
- Density rank: Chebanse places 490th among Illinois's places by people per square mile.
- Density vs Illinois: Chebanse's 1,284 people per square mile compare with a state median of 993.
- Location: 41.0003, -87.9111 (Census Gazetteer coordinates).
- Nearest larger cities: Clifton (5 mi); Kankakee (7 mi); St. Anne (10 mi); Herscher (10 mi); Limestone (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Sammons Point (4 mi); Irwin (5 mi); Aroma Park (8 mi).
- Within a 50-mile radius: 67 smaller Census places.
- Larger places within 100 miles: 472.
Borrowing reach in Chebanse
With about 1,284 residents per square mile, Chebanse is moderately settled, and 122 larger Census places sit within 50 miles. What is available to Chebanse's 1,013 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest larger city, Clifton, IL about 5 miles away.
Chebanse's place among Illinois's 1,294 places
Among Illinois's 1,294 places, Chebanse sits at 648th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 1,008th of 1,294 Illinois places, putting it near the 22th percentile for growth. Its roughly 1,284 residents per square mile place it 490th among Illinois's places. By land area, its 0.8 square miles rank 867th of 1,294 places in Illinois.
The Illinois lending rules that reach Chebanse
This table holds the Illinois rate and licensing rules for consumer loans made to Chebanse's 1,013 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Chebanse: area, density and distance
Chebanse covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,284 people per square mile. The largest place in Illinois, Chicago, lies about 59 miles away. Within 50 miles of Chebanse there are 122 larger Census places. By land area it ranks 867th of 1,294 Illinois places.
What shapes a Chebanse personal loan
With roughly 1,013 residents, Chebanse is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Chebanse. The term you choose in Chebanse decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Sammons Point, IL — population 209
- Clifton, IL — population 1,304
- Irwin, IL — population 67
- Kankakee, IL — population 23,503
- Ashkum, IL — population 721
- Aroma Park, IL — population 645
- Limestone, IL — population 1,522
- Bradley, IL — population 15,263