Personal loans in Clifford, IN

For a bigger market, look to Hope, IN about 6 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 2.9%. For the 212 people in Clifford, Indiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 212, the practical step is to compare APR across at least three lenders before committing.

Borrowing in Clifford: the local picture

Clifford is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 212 people live here, which puts Clifford 501st of 565 Census places in Indiana (Vintage 2023).
• Population trend: Growth of about 2.9% across the 2020-to-2023 comparison.
• Absolute change: 6 residents added between 2020 and 2023.
• Size percentile: about 11% of Indiana communities are smaller than Clifford (212 residents).
• Density: the Census land area of 0.1 sq mi holds about 2,409 people per square mile.
• Land area: Clifford covers 0.1 square miles, the 554th-largest area among Indiana's 565 places.
• State share: roughly 0.0% of Indiana's residents live in Clifford (212 people).
• National standing: Clifford ranks 16,294th of 19,457 US places.
• Growth rank: Clifford's 2020-to-2023 change ranks 59th of 565 places in Indiana.
• State comparison: Indiana's places average +1.0% for 2020-to-2023, against Clifford's 2.9%.
• Density rank: Clifford places 37th among Indiana's places by people per square mile.
• Density in context: Clifford's 2,409 people per square mile sit against a Indiana median of 1,375.
• Location: 39.2826, -85.8691 (Census Gazetteer coordinates).
• Nearest larger cities: Hope (6 mi); Columbus (6 mi); Edinburgh (7 mi); Hartsville (9 mi); Elizabethtown (11 mi). Living near a larger metro rarely changes what is available in Clifford.
• Smaller communities within reach: Jonesville (15 mi); Millhousen (24 mi); Bethany (32 mi).
• Within a 50-mile radius: 12 smaller Census places.
• Larger places within 100 miles: 572.

Where Clifford sits

Clifford's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. With 212 residents, the land area yields roughly 2,409 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 131 miles away. Counting outward 50 miles, 98 larger communities surround Clifford. Within the same 50 miles lie 12 smaller Census places.

How a Clifford personal loan is priced

A Clifford personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 212 residents. A lender serving Clifford's 212 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Clifford loan is knowable in advance — unlike a revolving card balance.

How Clifford compares across Indiana

Set beside Indiana's 565 places, Clifford ranks 501st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 59th of 565 Indiana places, putting it near the 90th percentile for growth. At about 2,409 people per square mile, Clifford is the 37th most densely settled place in Indiana. In land area, Clifford ranks 554th among Indiana's 565 places.

The Indiana lending rules that reach Clifford

Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Clifford lender must follow.

Borrowing reach in Clifford

Clifford is fairly dense, with about 2,409 people per square mile and 98 larger places within 50 miles. Whether Clifford has a local branch or not, a Indiana-licensed lender can serve its 212 people online on the same terms. The nearest larger city, Hope, IN about 6 miles away.