Personal loans in Prince's Lakes, IN
Prince's Lakes is a small community in Indiana, with an estimated 1,371 residents, and every licensed lender here follows the same state rulebook.
To lend to Prince's Lakes's 1,371 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. By population, Prince's Lakes sits at 258th in Indiana, with an estimated 1,371 residents. Verify the lender's Indiana licence against the regulator named below before borrowing in Prince's Lakes. Prince's Lakes shed about 0.3% of its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Trafalgar, IN about 5 miles away.
Borrowing in Prince's Lakes: the local picture
The figures below are Prince's Lakes's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: an estimated 1,371 residents, 258th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.3% since the 2020 count.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: with 1,371 residents, Prince's Lakes is larger than about 54% of Indiana's Census places.
- Density: roughly 1,025 residents per square mile, spread over 1.3 sq mi of land.
- Land area: Prince's Lakes covers 1.3 square miles, the 237th-largest area among Indiana's 565 places.
- Water area rank: Prince's Lakes ranks 54th among Indiana's 565 places, with 0.17 sq mi.
- Share of Indiana: Prince's Lakes holds about 0.0% of the state's population, some 1,371 people.
- Nationally: Prince's Lakes is the 9,045th-largest of 19,457 Census places in the dataset.
- Growth rank: Prince's Lakes's 2020-to-2023 change ranks 343rd of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Prince's Lakes's 0.3%.
- Density rank: Prince's Lakes places 386th among Indiana's places by people per square mile.
- Density in context: Prince's Lakes's 1,025 people per square mile sit against a Indiana median of 1,375.
- Location: coordinates 39.3511, -86.1084 (US Census Bureau Gazetteer).
- Nearest larger cities: Trafalgar (5 mi); Edinburgh (8 mi); Franklin (10 mi); Columbus (14 mi); Bargersville (14 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Morgantown (8 mi); Nashville (12 mi); Clifford (14 mi).
- Smaller neighbours: 50 places smaller than Prince's Lakes sit within 50 miles.
- Larger places within 100 miles: 284.
Indiana rules behind a Prince's Lakes personal loan
Indiana has no separate rate rule for Prince's Lakes; the sourced rows below are what reach every lender that serves its 1,371 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
The Prince's Lakes borrowing checklist
For Prince's Lakes's roughly 1,371 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Prince's Lakes-specific: the same Indiana licensing and disclosure rules reach all 1,371 residents.
How a Prince's Lakes personal loan is priced
Most loans made to Prince's Lakes's 1,371 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Prince's Lakes loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Prince's Lakes loan is knowable in advance — unlike a revolving card balance.
Prince's Lakes against the rest of Indiana
Against Indiana's other places, Prince's Lakes accounts for about 0.0% of the state's population and ranks 258th of 565 by size. For population change between 2020 and 2023, Prince's Lakes ranks 343rd of 565 in Indiana (about the 39th percentile). Its roughly 1,025 residents per square mile place it 386th among Indiana's places. Within 50 miles sit 50 smaller Census places, alongside the 61 that are larger.
Where Prince's Lakes sits
Inside Prince's Lakes's boundaries lie roughly 1.3 square miles of land and 0.17 square miles of water. The resulting density is about 1,025 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 130 miles away. Within 50 miles of Prince's Lakes there are 61 larger Census places. Within the same 50 miles lie 50 smaller Census places.
Common questions
What are my options in Prince's Lakes if my credit is poor?
What loan size can I expect in Prince's Lakes?
Do I have to pledge anything to borrow in Prince's Lakes?
Does comparing loans in Prince's Lakes cost me credit score points?
Nearby places
- Trafalgar, IN — population 1,563
- Edinburgh, IN — population 4,429
- Morgantown, IN — population 1,003
- Franklin, IN — population 25,908
- Nashville, IN — population 1,265
- Whiteland, IN — population 5,415
- New Whiteland, IN — population 5,773
- Bargersville, IN — population 11,075