Personal loans in Clarissa, MN

The Clarissa data picture

The figures below are Clarissa's own — Census population, land area and coordinates — followed by the Minnesota rules.

• Population: the Census counts 654 residents in Clarissa (Vintage 2023 subcounty estimate), the 438th-largest figure among Minnesota's 853 places.
• Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
• Net change: roughly 7 fewer people than the 2020 Census counted.
• Size percentile: Clarissa sits ahead of around 49% of Minnesota places, at 654 people.
• Population density: 644 people per square mile on 1.0 square miles of land.
• Land area: Clarissa covers 1.0 square miles, the 509th-largest area among Minnesota's 853 places.
• Share of state population: Clarissa's 654 residents are about 0.0% of Minnesota.
• National rank: Clarissa is the 12,074th most populous of the 19,457 Census places covered here.
• Growth rank: Clarissa ranks 481st among Minnesota's 853 places for the 2020-to-2023 change.
• Versus Minnesota: the state average change is +0.1%, while Clarissa moved 1.1%.
• Density rank: Clarissa places 407th among Minnesota's places by people per square mile.
• Density in context: Clarissa's 644 people per square mile sit against a Minnesota median of 607.
• Location: it lies at 46.1285, -94.9491 in the Census Gazetteer.
• Nearest larger cities: Browerville (5 mi); Long Prairie (11 mi); Staples (18 mi); Parkers Prairie (18 mi); Motley (20 mi). Lenders licensed in the state serve Clarissa whether or not they keep a local branch.
• Nearest smaller towns: Eagle Bend (5 mi); Bertha (11 mi); Hewitt (15 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 60 smaller Census places.
• At 100 miles: 152 larger Census places fall inside that radius.

Minnesota rules behind a Clarissa personal loan

Minnesota has no separate rate rule for Clarissa; the sourced rows below are what reach every lender that serves its 654 people.

Where Clarissa sits

Clarissa covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 644 people per square mile. Minneapolis, the largest place in Minnesota, is about 114 miles from Clarissa. Within 50 miles of Clarissa there are 39 larger Census places. Within the same 50 miles lie 60 smaller Census places.

What to do before borrowing in Clarissa

These steps shape the offer you get in Clarissa, a place of about 654 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Minnesota regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Clarissa as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 654 residents.

Clarissa against the rest of Minnesota

Set beside Minnesota's 853 places, Clarissa ranks 438th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Clarissa stands 481st among Minnesota's 853 places — roughly the 44th percentile. Its roughly 644 residents per square mile place it 407th among Minnesota's places. The population moved by about 7 people between 2020 and 2023, a 1.1% shift.

What shapes a Clarissa personal loan

Clarissa is a small community of about 654 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clarissa. A longer term lowers the monthly payment on a Clarissa loan but raises total interest, so the smallest payment is not the cheapest loan.