Personal loans in Aldrich, MN
In Aldrich, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate. Aldrich ranks 841st of 853 places in Minnesota, with a population near 34.
Aldrich's population was effectively unchanged from the 2020 count to the 2023 estimate. Use the calculator on this page to price an amount and term before you commit in Aldrich. The closest larger place is Verndale, MN about 4 miles away. For the 34 people in Aldrich, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Borrowing in Aldrich: the local picture
Most of what governs a Aldrich loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 34, 841st among Minnesota's 853 places (Vintage 2023).
- Population trend: Stable from the 2020 base to 2023.
- Size percentile: Aldrich sits ahead of around 1% of Minnesota places, at 34 people.
- Density: roughly 69 residents per square mile, spread over 0.5 sq mi of land.
- By land area: Aldrich ranks 697th among Minnesota's 853 places, at 0.5 sq mi.
- State population share: Aldrich accounts for about 0.0% of everyone in Minnesota.
- National rank: Aldrich is the 19,177th most populous of the 19,457 Census places covered here.
- Growth rank: Aldrich's 2020-to-2023 change ranks 352nd of 853 places in Minnesota.
- Against the state trend: Aldrich's 0.0% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Aldrich is the 803rd most densely settled place in Minnesota.
- Density in context: Aldrich's 69 people per square mile sit against a Minnesota median of 607.
- Location: it lies at 46.3747, -94.9394 in the Census Gazetteer.
- Nearest larger cities: Verndale (4 mi); Staples (6 mi); Hewitt (8 mi); Bertha (9 mi); Wadena (10 mi). Living near a larger metro rarely changes what is available in Aldrich.
- Nearest smaller towns: Hillman (56 mi); Boy River (67 mi); White Rock (84 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 301.
Aldrich's place among Minnesota's 853 places
Within Minnesota, Aldrich holds roughly 0.0% of all residents, the 841st-largest share among 853 places. On the 2020-to-2023 trend, Aldrich stands 352nd among Minnesota's 853 places — roughly the 59th percentile. At about 69 people per square mile, Aldrich is the 803rd most densely settled place in Minnesota. By land area, its 0.5 square miles rank 697th of 853 places in Minnesota.
Land, water and location for Aldrich
The Census Gazetteer records about 0.5 square miles of land within Aldrich, with no significant water area listed. That land carries about 69 people per square mile. Minneapolis, the largest place in Minnesota, is about 127 miles from Aldrich. A 50-mile radius around Aldrich takes in 91 places that are larger. Within the same 50 miles lie 0 smaller Census places.
Inside a Aldrich personal loan
Most loans made to Aldrich's 34 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Aldrich loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Aldrich loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How lenders reach Aldrich
Aldrich is sparsely settled, with about 69 people per square mile and 91 larger places within 50 miles. A Minnesota licence lets a lender serve Aldrich without a local office, so branch density does not change what its 34 residents are offered. For a larger market, the closest option is Verndale, MN about 4 miles away.
Which Minnesota laws govern a loan in Aldrich
Below are the Minnesota rules that apply to a loan made in Aldrich, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Verndale, MN — population 511
- Staples, MN — population 3,035
- Hewitt, MN — population 249
- Bertha, MN — population 551
- Wadena, MN — population 4,331
- Eagle Bend, MN — population 541
- Clarissa, MN — population 654
- Nimrod, MN — population 82