Personal loans in Cedar, KS

For practical purposes, Cedar's population was stable from the 2020 base to the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Cedar. The closest larger city is Gaylord, KS about 5 miles away. When Kansas caps or restricts a product, lenders either change the terms or withdraw it from Cedar as from the rest of the state.

Local context for Cedar

What follows is Cedar's place in the Census record, alongside the Kansas rules that govern a personal loan made here.

• Population: 12 residents; Cedar is the 623rd-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Stable from the 2020 base to 2023.
• Size percentile: Cedar sits ahead of around 0% of Kansas places, at 12 people.
• Population density: about 67 people per square mile (Census land area 0.2 sq mi).
• Land area rank: Cedar's 0.2 square miles rank 547th of 625 places in Kansas.
• Share of Kansas: Cedar holds about 0.0% of the state's population, some 12 people.
• National rank: Cedar is the 19,406th most populous of the 19,457 Census places covered here.
• Growth rank: Cedar ranks 175th among Kansas's 625 places for the 2020-to-2023 change.
• Versus Kansas: the state average change is -1.0%, while Cedar moved 0.0%.
• Density rank: Cedar places 619th among Kansas's places by people per square mile.
• Against the state median: Cedar runs about 67 residents per square mile, where the Kansas median is 764.
• Location: it lies at 39.6571, -98.9402 in the Census Gazetteer.
• Nearest larger cities: Gaylord (5 mi); Athol (8 mi); Kensington (9 mi); Kirwin (10 mi); Smith Center (12 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Frederick (87 mi).
• Smaller places within 50 miles: 0 of them.
• Within 100 miles: 265 places are larger than Cedar.

What to do before borrowing in Cedar

Complete these steps first when you borrow in Cedar (12 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Cedar-specific: the same Kansas licensing and disclosure rules reach all 12 residents.

Borrowing reach in Cedar

Cedar is sparsely settled, with about 67 people per square mile and 58 larger places within 50 miles. Distance to a branch rarely matters for Cedar's 12 residents: the application is online and the price follows your credit file. The nearest bigger place is Gaylord, KS about 5 miles away.

The state rulebook for Cedar

This table holds the Kansas rate and licensing rules for consumer loans made to Cedar's 12 residents.

Where Cedar sits in Kansas

Within Kansas, Cedar holds roughly 0.0% of all residents, the 623rd-largest share among 625 places. On the 2020-to-2023 trend, Cedar stands 175th among Kansas's 625 places — roughly the 72th percentile. Its roughly 67 residents per square mile place it 619th among Kansas's places. By land area, its 0.2 square miles rank 547th of 625 places in Kansas.

Cedar: area, density and distance

The Census Gazetteer records about 0.2 square miles of land within Cedar, with no significant water area listed. With 12 residents, the land area yields roughly 67 people per square mile. For the state's biggest city, Wichita, the distance is roughly 161 miles. A 50-mile radius around Cedar takes in 58 places that are larger. Within the same 50 miles lie 0 smaller Census places.