Personal loans in Athol, KS

The 2020-to-2023 change in Athol is negligible, under a tenth of a percent. Price two or three terms so you can see which payment is truly affordable in Athol. For a bigger market, look to Kensington, KS about 6 miles away. To lend to Athol's 41 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it.

Athol by the numbers

Here is the sourced Census picture for Athol, plus the Kansas lending rules that apply to a loan taken out here.

• Population: a Census-estimated 41, 589th among Kansas's 625 places (Vintage 2023).
• Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
• Size percentile: roughly 6% of Kansas's places have fewer residents than Athol's 41.
• Population density: about 222 people per square mile (Census land area 0.2 sq mi).
• By land area: Athol ranks 539th among Kansas's 625 places, at 0.2 sq mi.
• State population share: Athol accounts for about 0.0% of everyone in Kansas.
• National rank: Athol sits 19,092nd by population among the 19,457 places in this dataset.
• Growth in Kansas: Athol stands 156th by percentage change from 2020 to 2023, among 625 places.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Athol's 0.0%.
• Density in Kansas: Athol ranks 573rd by people per square mile.
• Against the state median: Athol runs about 222 residents per square mile, where the Kansas median is 764.
• Location: mapped by the US Census Bureau at 39.7662, -98.9197.
• Nearest larger cities: Kensington (6 mi); Smith Center (7 mi); Gaylord (9 mi); Agra (11 mi); Kirwin (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Cedar (8 mi); Speed (27 mi); Huntley (36 mi).
• Within a 50-mile radius: 10 smaller Census places.
• At 100 miles: 241 larger Census places fall inside that radius.

How Athol compares across Kansas

Among Kansas's 625 places, Athol sits at 589th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 156th of 625 Kansas places, putting it near the 75th percentile for growth. By density, at about 222 people per square mile, it ranks 573rd in Kansas. Between 2020 and 2023 the count changed by roughly 0 residents.

The Athol borrowing checklist

Before you apply in Athol, a community of about 41, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Kansas licence with the regulator listed on this page.
5. Make sure the new payment leaves room in a budget you already keep.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Athol-specific: the same Kansas licensing and disclosure rules reach all 41 residents.

How a Athol personal loan is priced

Athol is a small community of about 41 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Athol. Shortening the term on a Athol loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Athol: area, density and distance

Inside Athol's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 41 residents, the land area yields roughly 222 people per square mile. For the state's biggest city, Wichita, the distance is roughly 167 miles. A 50-mile radius around Athol takes in 53 places that are larger. By land area it ranks 539th of 625 Kansas places.

Which Kansas laws govern a loan in Athol

When Kansas does not publish a figure, the row links to the source instead of inventing a number; Athol is bound by the same rules.