Personal loans in Carthage, MO

Carthage: population, trend and location

Most of what governs a Carthage loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.

• Population: 15,556 people, a figure that places Carthage 50th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.1% fewer residents than the 2020 Census counted.
• Absolute change: 12 residents lost between 2020 and 2023.
• Size percentile: roughly 95% of Missouri places rank below Carthage.
• Density: roughly 1,286 residents per square mile, spread over 12.1 sq mi of land.
• Land area: Carthage covers 12.1 square miles, the 47th-largest area among Missouri's 937 places.
• Water: Carthage holds about 0.05 square miles, the 117th-largest water area in Missouri.
• State share: roughly 0.4% of Missouri's residents live in Carthage (15,556 people).
• National standing: Carthage ranks 2,305th of 19,457 US places.
• Growth rank: Carthage's 2020-to-2023 change ranks 556th of 937 places in Missouri.
• Versus Missouri: the state average change is +0.8%, while Carthage moved 0.1%.
• Density rank: Carthage places 184th among Missouri's places by people per square mile.
• Density in context: Carthage's 1,286 people per square mile sit against a Missouri median of 743.
• Location: it lies at 37.1506, -94.3279 in the Census Gazetteer.
• Nearest larger cities: Joplin (11 mi); Pittsburg (27 mi); Bella Vista (47 mi); Republic (50 mi); Centerton (55 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Brooklyn Heights (3 mi); Fidelity (5 mi); Carterville (6 mi).
• Within a 50-mile radius: 126 smaller Census places.
• Larger places within 100 miles: 16.

The Carthage borrowing checklist

These steps shape the offer you get in Carthage, a place of about 15,556 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Missouri licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Missouri; what changes is your credit file, not the fact that Carthage holds 15,556 people.

Which Missouri laws govern a loan in Carthage

For the roughly 15,556 residents of Carthage, the rules below are Missouri's own; each row carries its publisher and retrieval date.

Land, water and location for Carthage

Inside Carthage's boundaries lie roughly 12.1 square miles of land and 0.05 square miles of water. With 15,556 residents, the land area yields roughly 1,286 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 137 miles. Counting outward 50 miles, 3 larger communities surround Carthage. The 100-mile radius contains 16 larger places.

Carthage's place among Missouri's 937 places

Carthage is the 50th-largest of 937 Census places in Missouri and contains about 0.4% of the state's people. On the 2020-to-2023 trend, Carthage stands 556th among Missouri's 937 places — roughly the 41th percentile. Its roughly 1,286 residents per square mile place it 184th among Missouri's places. Between 2020 and 2023 the count changed by roughly 12 residents.

What is available to Carthage borrowers

With about 1,286 residents per square mile, Carthage is moderately settled, and 3 larger Census places sit within 50 miles. Distance to a branch rarely matters for Carthage's 15,556 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Joplin, MO about 11 miles away.