Personal loans in Carrollton, OH

About 3,095 people live in Carrollton, placing it 326th of 924 Census places in Ohio. The 2020 count to the 2023 estimate shows about 0.2% growth in Carrollton. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Carrollton loan. The closest larger place is Minerva, OH about 11 miles away.

Where Carrollton stands

The figures below are Carrollton's own — Census population, land area and coordinates — followed by the Ohio rules.

• Population: about 3,095, ranked 326th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 0.2% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 6 residents.
• Size percentile: about 65% of Ohio communities are smaller than Carrollton (3,095 residents).
• Population density: about 1,125 people per square mile across 2.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Carrollton covers 2.8 square miles, the 303rd-largest area among Ohio's 924 places.
• Share of Ohio: Carrollton holds about 0.0% of the state's population, some 3,095 people.
• National rank: Carrollton sits 6,178th by population among the 19,457 places in this dataset.
• Growth rank: Carrollton ranks 223rd among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Carrollton moved 0.2%.
• Density rank: Carrollton places 544th among Ohio's places by people per square mile.
• Density vs Ohio: Carrollton's 1,125 people per square mile compare with a state median of 1,289.
• Location: latitude 40.5787, longitude -81.0908 (Census Gazetteer).
• Nearest larger cities: Minerva (11 mi); Uhrichsville (18 mi); New Philadelphia (19 mi); Louisville (20 mi); Dover (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Dellroy (6 mi); Malvern (9 mi); Sherrodsville (10 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 155 smaller Census places.
• Within 100 miles: 275 places are larger than Carrollton.

A practical checklist for Carrollton borrowers

For Carrollton's roughly 3,095 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Carrollton and the rest of Ohio is not the process but the borrower's own file, among the 3,095 people here.

Which Ohio laws govern a loan in Carrollton

Read the table as a lender's compliance picture for Carrollton: the rule, the sourced figure, the publisher and the date.

The anatomy of a Carrollton personal loan

Carrollton is a small community of about 3,095 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Carrollton. A longer term lowers the monthly payment on a Carrollton loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Carrollton sits

The Census Gazetteer records about 2.8 square miles of land within Carrollton, with no significant water area listed. That land carries about 1,125 people per square mile. The largest place in Ohio, Columbus, lies about 108 miles away. Within 50 miles of Carrollton there are 76 larger Census places. Within the same 50 miles lie 155 smaller Census places.

How Carrollton compares across Ohio

Set beside Ohio's 924 places, Carrollton ranks 326th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Carrollton ranks 223rd of 924 in Ohio (about the 76th percentile). Its roughly 1,125 residents per square mile place it 544th among Ohio's places. Between 2020 and 2023 the count changed by roughly 6 residents.