Personal loans in Carrabelle, FL

Carrabelle is a small community of about 2,382 residents, and a personal loan taken out here is governed by Florida statute. About 2,382 people live in Carrabelle, placing it 279th of 411 Census places in Florida. The trend for Carrabelle between 2020 and 2023 is downward by roughly 8.9%. Decide the purpose of the loan and your repayment plan before sharing any details with a Carrabelle lender. The closest larger place is Apalachicola, FL about 21 miles away.

What the Census records for Carrabelle

Read the local figures below as context; read the sourced Florida table as the rulebook a lender here must follow.

• Population: 2,382 — Carrabelle ranks 279th of 411 communities in Florida (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 8.9%.
• Change in people: the 2020-to-2023 comparison is a loss of about 232 residents.
• Size percentile: roughly 32% of Florida's places have fewer residents than Carrabelle's 2,382.
• Population density: about 498 people per square mile (Census land area 4.8 sq mi).
• By land area: Carrabelle ranks 203rd among Florida's 411 places, at 4.8 sq mi.
• Water area rank: Carrabelle ranks 112th among Florida's 411 places, with 1.14 sq mi.
• State population share: Carrabelle accounts for about 0.0% of everyone in Florida.
• National rank: Carrabelle sits 7,009th by population among the 19,457 places in this dataset.
• Growth rank: Carrabelle's 2020-to-2023 change ranks 409th of 411 places in Florida.
• State comparison: Florida's places average +5.5% for 2020-to-2023, against Carrabelle's 8.9%.
• Density rank: Carrabelle is the 323rd most densely settled place in Florida.
• Against the state median: Carrabelle runs about 498 residents per square mile, where the Florida median is 1,608.
• Location: coordinates 29.8544, -84.6679 (US Census Bureau Gazetteer).
• Nearest larger cities: Apalachicola (21 mi); Port St. Joe (39 mi); Midway (46 mi); Tallahassee (48 mi); Quincy (49 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Sopchoppy (18 mi); St. Marks (35 mi); Wewahitchka (36 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 7 smaller Census places.
• At 100 miles: 26 larger Census places fall inside that radius.

What a Carrabelle borrower is actually offered

With roughly 2,382 residents, Carrabelle is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Carrabelle's rank of 279th in Florida: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Carrabelle loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Florida laws govern a loan in Carrabelle

Every row below records a Florida rule, its publisher and its retrieval date — the same rules a Carrabelle lender must follow.

Borrowing reach in Carrabelle

Carrabelle is lightly settled, with about 498 people per square mile and 5 larger places within 50 miles. What is available to Carrabelle's 2,382 borrowers is set by Florida licensing and your own credit, not by how many branches are nearby. The nearest larger city, Apalachicola, FL about 21 miles away.

Carrabelle: area, density and distance

Carrabelle's land area is about 4.8 square miles; a further 1.14 square miles is water. With 2,382 residents, the land area yields roughly 498 people per square mile. The state's population centre of gravity, Jacksonville, is roughly 183 miles away. Within 50 miles of Carrabelle there are 5 larger Census places. By land area it ranks 203rd of 411 Florida places.

How Carrabelle compares across Florida

Carrabelle is the 279th-largest of 411 Census places in Florida and contains about 0.0% of the state's people. For population change between 2020 and 2023, Carrabelle ranks 409th of 411 in Florida (about the 0th percentile). At about 498 people per square mile, Carrabelle is the 323rd most densely settled place in Florida. Between 2020 and 2023 the count changed by roughly 232 residents.