Personal loans in Blountstown, FL
Roughly 2,270 residents live in Blountstown, the 282nd-largest community in Florida. The first question in Blountstown is not the rate on offer but whether the payment fits; about 2,270 people live here under Florida lending law. Verify the lender's Florida licence against the regulator named below before borrowing in Blountstown. Lenders active in Blountstown report to a Florida supervisor, identified in the sourced rows below. Census figures put the 2020-to-2023 increase in Blountstown at about 0.4%. A larger market lies at Chattahoochee, FL about 22 miles away.
Blountstown: population, trend and location
Blountstown is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 2,270 people live here, which puts Blountstown 282nd of 411 Census places in Florida (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.4%.
- Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
- Size percentile: about 31% of Florida's Census places are smaller than Blountstown.
- Population density: about 712 people per square mile across 3.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Blountstown's 3.2 square miles rank 253rd of 411 places in Florida.
- Water area rank: Blountstown ranks 340th among Florida's 411 places, with 0.01 sq mi.
- Share of Florida: Blountstown holds about 0.0% of the state's population, some 2,270 people.
- National rank: Blountstown sits 7,171st by population among the 19,457 places in this dataset.
- Growth in Florida: Blountstown stands 293rd by percentage change from 2020 to 2023, among 411 places.
- Versus Florida: the state average change is +5.5%, while Blountstown moved 0.4%.
- Density rank: Blountstown is the 290th most densely settled place in Florida.
- Density in context: Blountstown's 712 people per square mile sit against a Florida median of 1,608.
- Location: the Census Gazetteer records it at 30.4428, -85.0454.
- Nearest larger cities: Chattahoochee (22 mi); Marianna (25 mi); Quincy (29 mi); Midway (35 mi); Callaway (37 mi). Online lenders reach Blountstown no matter how far the nearest branch is.
- Smaller communities close by: Bristol (4 mi); Altha (10 mi); Grand Ridge (18 mi), each with its own Census population profile.
- Within a 50-mile radius: 29 smaller Census places.
- At 100 miles: 53 larger Census places fall inside that radius.
A practical checklist for Blountstown borrowers
Complete these steps first when you borrow in Blountstown (2,270 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Florida regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Blountstown and the rest of Florida is not the process but the borrower's own file, among the 2,270 people here.
What is available to Blountstown borrowers
Blountstown is moderately settled, with about 712 people per square mile and 17 larger places within 50 miles. Whether Blountstown has a local branch or not, a Florida-licensed lender can serve its 2,270 people online on the same terms. For a larger market, the closest option is Chattahoochee, FL about 22 miles away.
Blountstown in state context
Set beside Florida's 411 places, Blountstown ranks 282nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Blountstown ranks 293rd of 411 in Florida (about the 29th percentile). Its roughly 712 residents per square mile place it 290th among Florida's places. The population moved by about 9 people between 2020 and 2023, a 0.4% shift.
Inside a Blountstown personal loan
With roughly 2,270 residents, Blountstown is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Blountstown's 2,270 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Blountstown loan is knowable in advance — unlike a revolving card balance.
The state rulebook for Blountstown
Every row below records a Florida rule, its publisher and its retrieval date — the same rules a Blountstown lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Common questions
What are my options in Blountstown if my credit is poor?
What loan size can I expect in Blountstown?
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Does comparing loans in Blountstown cost me credit score points?
Nearby places
- Bristol, FL — population 924
- Altha, FL — population 495
- Grand Ridge, FL — population 912
- Sneads, FL — population 1,756
- Chattahoochee, FL — population 2,984
- Greensboro, FL — population 459
- Wewahitchka, FL — population 2,179
- Gretna, FL — population 1,352