Personal loans in Caddo, OK

The nearest larger city is Durant, OK about 12 miles away. The 2020 count to the 2023 estimate shows about 3.7% growth in Caddo. State law, not city hall, decides what a lender may do to Caddo's roughly 1,055 residents, and a state regulator supervises it. For a community of about 1,055, the practical step is to compare APR across at least three lenders before committing.

Local context for Caddo

Here is the sourced Census picture for Caddo, plus the Oklahoma lending rules that apply to a loan taken out here.

• Population: 1,055 — Caddo ranks 203rd of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: About 3.7% above the 2020 Census base.
• Net change: roughly 38 more people than the 2020 Census counted.
• Size percentile: bigger than about 66% of the places in Oklahoma, with 1,055 residents in Caddo.
• Density: roughly 624 residents per square mile, spread over 1.7 sq mi of land.
• Land area: Caddo covers 1.7 square miles, the 253rd-largest area among Oklahoma's 590 places.
• Share of Oklahoma: Caddo holds about 0.0% of the state's population, some 1,055 people.
• National standing: Caddo ranks 10,005th of 19,457 US places.
• Growth rank: Caddo ranks 88th among Oklahoma's 590 places for the 2020-to-2023 change.
• Versus Oklahoma: the state average change is +1.3%, while Caddo moved 3.7%.
• Density rank: Caddo is the 264th most densely settled place in Oklahoma.
• Density in context: Caddo's 624 people per square mile sit against a Oklahoma median of 546.
• Location: 34.1256, -96.2637 (US Census Bureau Gazetteer).
• Nearest larger cities: Durant (12 mi); Calera (16 mi); Atoka (20 mi); Colbert (23 mi); Tishomingo (25 mi). Living near a larger metro rarely changes what is available in Caddo.
• Nearest smaller places: Kenefic (6 mi); Armstrong (7 mi); Caney (8 mi).
• Smaller neighbours: 48 places smaller than Caddo sit within 50 miles.
• Larger places within 100 miles: 172.

How lenders reach Caddo

Caddo is a moderately settled community of about 1,055 people, with 23 larger places inside a 50-mile radius. Lenders licensed in Oklahoma reach Caddo's 1,055 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Durant, OK about 12 miles away.

What Oklahoma law requires in Caddo

Read the table as a lender's compliance picture for Caddo: the rule, the sourced figure, the publisher and the date.

How Caddo compares across Oklahoma

Set beside Oklahoma's 590 places, Caddo ranks 203rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Caddo ranks 88th of 590 in Oklahoma (about the 85th percentile). By density, at about 624 people per square mile, it ranks 264th in Oklahoma. In land area, Caddo ranks 253rd among Oklahoma's 590 places.

Caddo on the map

Caddo's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 624 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 117 miles from Caddo. Within 50 miles of Caddo there are 23 larger Census places. Within the same 50 miles lie 48 smaller Census places.

Before you apply in Caddo

Before you hand your details to a lender in Caddo, where the population is near 1,055:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Oklahoma regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Oklahoma; what changes is your credit file, not the fact that Caddo holds 1,055 people.