Personal loans in Bennington, OK
The roughly 313 people who live in Bennington borrow under Oklahoma rules; city hall sets no personal-loan rate. At about 313 residents, Bennington is larger than roughly 36% of the places in Oklahoma.
Census figures put the 2020-to-2023 increase in Bennington at about 4.3%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Bennington's 313 residents. If debt is already a strain, a nonprofit credit counsellor can help Bennington residents before they take on more. The nearest larger metro is Bokchito, OK about 6 miles away.
What the Census records for Bennington
Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.
- Population: an estimated 313 residents, 377th of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: About 4.3% above the 2020 Census base.
- Absolute change: 13 residents added between 2020 and 2023.
- Size percentile: about 36% of Oklahoma communities are smaller than Bennington (313 residents).
- Population density: about 427 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Bennington covers 0.7 square miles, the 377th-largest area among Oklahoma's 590 places.
- Share of state population: Bennington's 313 residents are about 0.0% of Oklahoma.
- National rank: Bennington sits 14,971st by population among the 19,457 places in this dataset.
- Growth rank: Bennington's 2020-to-2023 change ranks 72nd of 590 places in Oklahoma.
- Versus Oklahoma: the state average change is +1.3%, while Bennington moved 4.3%.
- Density rank: Bennington is the 359th most densely settled place in Oklahoma.
- Density in context: Bennington's 427 people per square mile sit against a Oklahoma median of 546.
- Location: 34.0054, -96.0384 (US Census Bureau Gazetteer).
- Nearest larger cities: Bokchito (6 mi); Boswell (10 mi); Caddo (15 mi); Durant (20 mi); Tushka (23 mi). Online lenders reach Bennington no matter how far the nearest branch is.
- Nearest smaller towns: Armstrong (18 mi); Caney (19 mi); Soper (20 mi).
- Smaller places within 50 miles: 21 of them.
- At 100 miles: 250 larger Census places fall inside that radius.
What Oklahoma law requires in Bennington
Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Bennington lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Getting a loan in Bennington
With about 427 residents per square mile, Bennington is lightly settled, and 46 larger Census places sit within 50 miles. Whether Bennington has a local branch or not, a Oklahoma-licensed lender can serve its 313 people online on the same terms. For a larger market, the closest option is Bokchito, OK about 6 miles away.
Bennington: area, density and distance
Bennington covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 313 residents, the land area yields roughly 427 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 131 miles. Within 50 miles of Bennington there are 46 larger Census places. By land area it ranks 377th of 590 Oklahoma places.
How a Bennington personal loan is priced
A Bennington personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 313 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bennington. The term you choose in Bennington decides the split between a comfortable payment and the total interest you pay.
Bennington in state context
Against Oklahoma's other places, Bennington accounts for about 0.0% of the state's population and ranks 377th of 590 by size. On the 2020-to-2023 trend, Bennington stands 72nd among Oklahoma's 590 places — roughly the 88th percentile. By density, at about 427 people per square mile, it ranks 359th in Oklahoma. The population moved by about 13 people between 2020 and 2023, a 4.3% shift.
Common questions
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Nearby places
- Bokchito, OK — population 599
- Boswell, OK — population 583
- Caddo, OK — population 1,055
- Caney, OK — population 190
- Armstrong, OK — population 116
- Tushka, OK — population 424
- Soper, OK — population 228
- Durant, OK — population 20,296