Personal loans in Butler, WI
The Census estimates 1,766 residents in Butler, which ranks it 276th of 605 places in Wisconsin. Butler is a small community in Wisconsin, with an estimated 1,766 residents, and every licensed lender here follows the same state rulebook. Census figures put the 2020-to-2023 decrease in Butler at about 1.1%. Rate-shopping from Butler costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Butler's 1,766 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. The nearest larger metro is Wauwatosa, WI about 4 miles away.
Where Butler stands
Butler is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 1,766, 276th among Wisconsin's 605 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.1%.
- People gained or lost: about 20 fewer since the 2020 base.
- Size percentile: about 54% of Wisconsin communities are smaller than Butler (1,766 residents).
- Population density: about 2,258 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Butler covers 0.8 square miles, the 539th-largest area among Wisconsin's 605 places.
- Water area: Butler has 0.01 square miles of water, ranking 351st of 605 places in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Butler.
- National rank: Butler sits 8,081st by population among the 19,457 places in this dataset.
- Growth rank: Butler ranks 407th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Butler's 1.1%.
- Density rank: Butler is the 45th most densely settled place in Wisconsin.
- Against the state median: Butler runs about 2,258 residents per square mile, where the Wisconsin median is 800.
- Location: 43.1084 / -88.0722, per the US Census Bureau Gazetteer.
- Nearest larger cities: Wauwatosa (4 mi); Brookfield (4 mi); Elm Grove (4 mi); Menomonee Falls (4 mi); Lannon (5 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: River Hills (8 mi); Chenequa (16 mi); Big Bend (17 mi).
- Smaller places within 50 miles: 34 of them.
- Larger places within 100 miles: 396.
How Wisconsin law applies in Butler
Below are the Wisconsin rules that apply to a loan made in Butler, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Butler's place among Wisconsin's 605 places
Set beside Wisconsin's 605 places, Butler ranks 276th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 407th of 605 Wisconsin places, putting it near the 33th percentile for growth. Its roughly 2,258 residents per square mile place it 45th among Wisconsin's places. Within 50 miles sit 34 smaller Census places, alongside the 113 that are larger.
How personal loans work in Butler
In Butler, a small community of about 1,766, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Butler loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Butler loan is knowable in advance — unlike a revolving card balance.
What is available to Butler borrowers
With about 2,258 residents per square mile, Butler is fairly dense, and 113 larger Census places sit within 50 miles. What is available to Butler's 1,766 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Wauwatosa, WI about 4 miles away.
Before you apply in Butler
A sensible order of operations for a loan in Butler, home to about 1,766 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Butler holds 1,766 people.
Common questions
What are my options in Butler if my credit is poor?
What loan size can I expect in Butler?
Do I have to pledge anything to borrow in Butler?
Does comparing loans in Butler cost me credit score points?
Nearby places
- Wauwatosa, WI — population 47,038
- Elm Grove, WI — population 6,316
- Brookfield, WI — population 41,884
- Menomonee Falls, WI — population 39,700
- Lannon, WI — population 2,290
- West Allis, WI — population 58,874
- Milwaukee, WI — population 561,385
- Brown Deer, WI — population 12,553