Personal loans in Bude, MS

At about 783 residents, Bude is larger than roughly 43% of the places in Mississippi. A 2020-to-2023 comparison shows Bude down by about 0.5%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The first question in Bude is not the rate on offer but whether the payment fits; about 783 people live here under Mississippi lending law. For the 783 people in Bude, Mississippi runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bude loan. The closest larger city is Gloster, MS about 21 miles away.

Bude by the numbers

Set out below is Bude's local context next to the state-level rules that reach every lender here.

Bude: area, density and distance

Bude covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 549 people per square mile. The state's population centre of gravity, Jackson, is roughly 70 miles away. A 50-mile radius around Bude takes in 21 places that are larger. By land area it ranks 202nd of 299 Mississippi places.

What shapes a Bude personal loan

In Bude, a small community of about 783, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Bude lender to disclose the APR and finance charge before you sign. The term you choose in Bude decides the split between a comfortable payment and the total interest you pay.

Mississippi consumer-lending rules applied in Bude

These are Mississippi's sourced lending facts as they reach Bude's 783 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Where Bude sits in Mississippi

Against Mississippi's other places, Bude accounts for about 0.1% of the state's population and ranks 171st of 299 by size. On the 2020-to-2023 trend, Bude stands 70th among Mississippi's 299 places — roughly the 77th percentile. Its roughly 549 residents per square mile place it 111th among Mississippi's places. The population moved by about 4 people between 2020 and 2023, a 0.5% shift.

Lender access in Bude

Bude is moderately settled, with about 549 people per square mile and 21 larger places within 50 miles. A Mississippi licence lets a lender serve Bude without a local office, so branch density does not change what its 783 residents are offered. The nearest bigger place is Gloster, MS about 21 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bude if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bude is the same as anywhere in Mississippi.
What loan size can I expect in Bude?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bude?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bude cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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