Personal loans in Brookhaven, MS

Rate-shopping from Brookhaven costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The Census counts 11,571 people in Brookhaven, the 36th-largest figure among Mississippi's 299 places. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Brookhaven's 11,571 residents. Brookhaven lost roughly 0.9% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to McComb, MS about 23 miles away.

What the Census records for Brookhaven

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: 11,571 — Brookhaven ranks 36th of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.9% across the 2020-to-2023 comparison.
• People gained or lost: about 101 fewer since the 2020 base.
• Size percentile: Brookhaven sits ahead of around 88% of Mississippi places, at 11,571 people.
• Population density: 535 people per square mile on 21.6 square miles of land.
• Land area rank: Brookhaven's 21.6 square miles rank 26th of 299 places in Mississippi.
• Water area: Brookhaven has 0.09 square miles of water, ranking 60th of 299 places in Mississippi.
• State share: roughly 0.8% of Mississippi's residents live in Brookhaven (11,571 people).
• National standing: Brookhaven ranks 2,830th of 19,457 US places.
• Growth rank: Brookhaven ranks 79th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Brookhaven's 0.9%.
• Density rank: Brookhaven places 114th among Mississippi's places by people per square mile.
• Against the state median: Brookhaven runs about 535 residents per square mile, where the Mississippi median is 434.
• Location: the Census Gazetteer records it at 31.5806, -90.4434.
• Nearest larger cities: McComb (23 mi); Byram (43 mi); Pearl (52 mi); Jackson (53 mi); Clinton (54 mi). Living near a larger metro rarely changes what is available in Brookhaven.
• Smaller places close by: Wesson (9 mi); Beauregard (10 mi); Monticello (19 mi).
• Smaller neighbours: 36 places smaller than Brookhaven sit within 50 miles.
• Larger places within 100 miles: 21.

Brookhaven in state context

Set beside Mississippi's 299 places, Brookhaven ranks 36th by population and holds about 0.8% of the state total. On the 2020-to-2023 trend, Brookhaven stands 79th among Mississippi's 299 places — roughly the 74th percentile. At about 535 people per square mile, Brookhaven is the 114th most densely settled place in Mississippi. The population moved by about 101 people between 2020 and 2023, a 0.9% shift.

Where Brookhaven sits

Inside Brookhaven's boundaries lie roughly 21.6 square miles of land and 0.09 square miles of water. The resulting density is about 535 people per square mile. The largest place in Mississippi, Jackson, lies about 53 miles away. Brookhaven has 2 larger places within a 50-mile radius. By land area it ranks 26th of 299 Mississippi places.

How lenders reach Brookhaven

With about 535 residents per square mile, Brookhaven is moderately settled, and 2 larger Census places sit within 50 miles. Whether Brookhaven has a local branch or not, a Mississippi-licensed lender can serve its 11,571 people online on the same terms. The nearest bigger place is McComb, MS about 23 miles away.

The anatomy of a Brookhaven personal loan

Brookhaven is a small town of about 11,571 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Brookhaven. A longer term lowers the monthly payment on a Brookhaven loan but raises total interest, so the smallest payment is not the cheapest loan.

Mississippi consumer-lending rules applied in Brookhaven

The rows below set out what a licensed lender must follow in Mississippi, and so for Brookhaven's roughly 11,571 residents.