Personal loans in Brookport, IL
In Brookport, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate. With 694 residents, Brookport outranks about 42% of the communities in Illinois.
Census figures put the 2020-to-2023 decrease in Brookport at about 4.1%. To lend to Brookport's 694 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Brookport loan. The closest larger city is Metropolis, IL about 4 miles away.
Brookport by the numbers
The figures below are Brookport's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: an estimated 694 residents, 754th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 4.1% fewer residents than the 2020 Census counted.
- People gained or lost: about 30 fewer since the 2020 base.
- Size percentile: about 42% of Illinois's Census places are smaller than Brookport.
- Land and density: 0.7 square miles of land carry roughly 1,063 residents per square mile.
- Land area rank: Brookport's 0.7 square miles rank 944th of 1,294 places in Illinois.
- Within Illinois: about 0.0% of the state's population lives in Brookport.
- National rank: Brookport is the 11,824th most populous of the 19,457 Census places covered here.
- Growth in Illinois: Brookport stands 1,148th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Brookport's 4.1%.
- Density rank: Brookport places 616th among Illinois's places by people per square mile.
- Against the state median: Brookport runs about 1,063 residents per square mile, where the Illinois median is 993.
- Location: latitude 37.1258, longitude -88.6260 (Census Gazetteer).
- Nearest larger cities: Metropolis (4 mi); Paducah (4 mi); Calvert City (14 mi); La Center (20 mi); Salem (23 mi). Online lenders reach Brookport no matter how far the nearest branch is.
- Smaller places close by: Smithland (12 mi); Joppa (13 mi); Kevil (14 mi).
- Smaller neighbours: 55 places smaller than Brookport sit within 50 miles.
- Within 100 miles: 181 places are larger than Brookport.
Where Brookport sits
Brookport's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,063 residents per square mile. Chicago, the largest place in Illinois, is about 329 miles from Brookport. Brookport has 35 larger places within a 50-mile radius. By land area it ranks 944th of 1,294 Illinois places.
What is available to Brookport borrowers
Brookport is a moderately settled community of about 694 people, with 35 larger places inside a 50-mile radius. A Illinois licence lets a lender serve Brookport without a local office, so branch density does not change what its 694 residents are offered. The nearest bigger place is Metropolis, IL about 4 miles away.
Brookport in state context
Set beside Illinois's 1,294 places, Brookport ranks 754th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Brookport stands 1,148th among Illinois's 1,294 places — roughly the 11th percentile. At about 1,063 people per square mile, Brookport is the 616th most densely settled place in Illinois. In land area, Brookport ranks 944th among Illinois's 1,294 places.
Illinois rules behind a Brookport personal loan
This table holds the Illinois rate and licensing rules for consumer loans made to Brookport's 694 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The Brookport borrowing checklist
For Brookport's roughly 694 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Illinois licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Illinois; what changes is your credit file, not the fact that Brookport holds 694 people.
Common questions
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Nearby places
- Paducah, KY — population 26,749
- Metropolis, IL — population 5,782
- Smithland, KY — population 238
- Joppa, IL — population 333
- Calvert City, KY — population 2,517
- Kevil, KY — population 575
- Golconda, IL — population 622
- La Center, KY — population 862