Personal loans in Kevil, KY
Kevil is a small community in Kentucky, with an estimated 575 residents, and every licensed lender here follows the same state rulebook.
To lend to Kevil's 575 residents, a company must hold a Kentucky licence, and each sourced row below names the regulator behind it. The Census counts 575 people in Kevil, the 283rd-largest figure among Kentucky's 416 places. Decide the purpose of the loan and your repayment plan before sharing any details with a Kevil lender. The 2020 count to the 2023 estimate shows about 2.7% decline in Kevil. The nearest larger metro is La Center, KY about 5 miles away.
The Kevil data picture
Read the local figures below as context; read the sourced Kentucky table as the rulebook a lender here must follow.
- Population: the Census counts 575 residents in Kevil (Vintage 2023 subcounty estimate), the 283rd-largest figure among Kentucky's 416 places.
- Population trend: Roughly 2.7% fewer residents than the 2020 Census counted.
- Absolute change: 16 residents lost between 2020 and 2023.
- Size percentile: Kevil's 575 people outrank roughly 32% of the places in Kentucky.
- Land and density: 0.6 square miles of land carry roughly 1,011 residents per square mile.
- Land area: Kevil covers 0.6 square miles, the 277th-largest area among Kentucky's 416 places.
- State population share: Kevil accounts for about 0.0% of everyone in Kentucky.
- National rank: Kevil is the 12,611th most populous of the 19,457 Census places covered here.
- Growth in Kentucky: Kevil stands 361st by percentage change from 2020 to 2023, among 416 places.
- Against the state trend: Kevil's 2.7% change compares with a Kentucky average of -0.2% across its 416 places.
- Density rank: Kevil is the 214th most densely settled place in Kentucky.
- Density vs Kentucky: Kevil's 1,011 people per square mile compare with a state median of 1,045.
- Location: coordinates 37.0842, -88.8829 (US Census Bureau Gazetteer).
- Nearest larger cities: La Center (5 mi); Barlow (9 mi); Metropolis (12 mi); Paducah (13 mi); Wickliffe (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Joppa (9 mi); Blandville (11 mi); Olmsted (13 mi).
- Smaller places within 50 miles: 47 of them.
- At 100 miles: 204 larger Census places fall inside that radius.
What to do before borrowing in Kevil
These steps shape the offer you get in Kevil, a place of about 575 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Kentucky licence with the regulator named above before committing.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
In Kevil as elsewhere in Kentucky, the written terms — not the advertisement — are what count for its 575 residents.
Kevil against the rest of Kentucky
Against Kentucky's other places, Kevil accounts for about 0.0% of the state's population and ranks 283rd of 416 by size. For population change between 2020 and 2023, Kevil ranks 361st of 416 in Kentucky (about the 13th percentile). Its roughly 1,011 residents per square mile place it 214th among Kentucky's places. Between 2020 and 2023 the count changed by roughly 16 residents.
Kentucky rules behind a Kevil personal loan
This table holds the Kentucky rate and licensing rules for consumer loans made to Kevil's 575 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
What shapes a Kevil personal loan
A Kevil personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 575 residents. The APR tracks your credit score rather than Kevil's rank of 283rd in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Kevil loan is knowable in advance — unlike a revolving card balance.
Kevil: area, density and distance
Inside Kevil's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 1,011 residents per square mile. Lexington-Fayette, the largest place in Kentucky, is about 251 miles from Kevil. Counting outward 50 miles, 54 larger communities surround Kevil. The 100-mile radius contains 204 larger places.
Common questions
What are my options in Kevil if my credit is poor?
What loan size can I expect in Kevil?
Do I have to pledge anything to borrow in Kevil?
Does comparing loans in Kevil cost me credit score points?
Nearby places
- La Center, KY — population 862
- Joppa, IL — population 333
- Blandville, KY — population 71
- Barlow, KY — population 638
- Metropolis, IL — population 5,782
- New Grand Chain, IL — population 146
- Olmsted, IL — population 271
- Karnak, IL — population 404