Personal loans in Brock, NE
A lender that serves Brock operates under Nebraska lending statutes and a Nebraska supervisor. The Census estimates 123 residents in Brock, which ranks it 389th of 527 places in Nebraska. A personal loan in Brock is priced from your credit file and income, not from the fact that the city holds 123 people. From the 2020 Census base to the 2023 estimate, the population rose by about 0.8%. Use the calculator on this page to price an amount and term before you commit in Brock. The next larger city is Talmage, NE about 5 miles away.
Where Brock stands
The figures below are Brock's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: about 123 people live here, which puts Brock 389th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: A rise of about 0.8% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: Brock sits ahead of around 26% of Nebraska places, at 123 people.
- Density: roughly 393 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Brock ranks 329th among Nebraska's 527 places, at 0.3 sq mi.
- State share: roughly 0.0% of Nebraska's residents live in Brock (123 people).
- National rank: Brock sits 17,720th by population among the 19,457 places in this dataset.
- Growth in Nebraska: Brock stands 137th by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Brock's 0.8% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Brock places 412th among Nebraska's places by people per square mile.
- Against the state median: Brock runs about 393 residents per square mile, where the Nebraska median is 830.
- Location: coordinates 40.4805, -95.9601 (US Census Bureau Gazetteer).
- Nearest larger cities: Talmage (5 mi); Johnson (5 mi); Auburn (9 mi); Cook (11 mi); Peru (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Julian (6 mi); Lorton (9 mi); Elk Creek (16 mi).
- Smaller neighbours: 38 places smaller than Brock sit within 50 miles.
- At 100 miles: 352 larger Census places fall inside that radius.
How a Brock personal loan is priced
With roughly 123 residents, Brock is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Brock's rank of 389th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Brock decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Brock
At roughly 393 people per square mile, Brock is lightly settled; 93 larger places lie within 50 miles. A Nebraska licence lets a lender serve Brock without a local office, so branch density does not change what its 123 residents are offered. The nearest bigger place is Talmage, NE about 5 miles away.
Nebraska consumer-lending rules applied in Brock
These are Nebraska's sourced lending facts as they reach Brock's 123 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Where Brock sits
The Census Gazetteer records about 0.3 square miles of land within Brock, with no significant water area listed. The resulting density is about 393 people per square mile. The state's population centre of gravity, Omaha, is roughly 54 miles away. Brock has 93 larger places within a 50-mile radius. Within the same 50 miles lie 38 smaller Census places.
Brock in state context
Brock is the 389th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. For population change between 2020 and 2023, Brock ranks 137th of 527 in Nebraska (about the 74th percentile). Its roughly 393 residents per square mile place it 412th among Nebraska's places. In land area, Brock ranks 329th among Nebraska's 527 places.
Common questions
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Nearby places
- Johnson, NE — population 312
- Talmage, NE — population 205
- Julian, NE — population 46
- Lorton, NE — population 35
- Auburn, NE — population 3,507
- Dunbar, NE — population 168
- Cook, NE — population 311
- Nebraska City, NE — population 7,414