Personal loans in Blackshear, GA

Blackshear is a small community of about 3,646 residents, and a personal loan taken out here is governed by Georgia statute. An estimated 3,646 people make their home in Blackshear, a figure that ranks 170th in Georgia. From the 2020 Census base to the 2023 estimate, the population rose by about 4.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Blackshear lender. The nearest larger city is Waycross, GA about 8 miles away.

Where Blackshear stands

Set out below is Blackshear's local context next to the state-level rules that reach every lender here.

• Population: an estimated 3,646 residents, 170th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 4.1% since the 2020 count.
• Net change: roughly 142 more people than the 2020 Census counted.
• Size percentile: roughly 68% of Georgia's places have fewer residents than Blackshear's 3,646.
• Population density: about 720 people per square mile across 5.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Blackshear's 5.1 square miles rank 178th of 536 places in Georgia.
• Water: Blackshear holds about 0.08 square miles, the 132nd-largest water area in Georgia.
• Share of state population: Blackshear's 3,646 residents are about 0.1% of Georgia.
• Nationally: Blackshear is the 5,704th-largest of 19,457 Census places in the dataset.
• Growth rank: Blackshear's 2020-to-2023 change ranks 169th of 536 places in Georgia.
• Against the state trend: Blackshear's 4.1% change compares with a Georgia average of +3.4% across its 536 places.
• Density rank: Blackshear is the 198th most densely settled place in Georgia.
• Density in context: Blackshear's 720 people per square mile sit against a Georgia median of 536.
• Location: mapped by the US Census Bureau at 31.2908, -82.2529.
• Nearest larger cities: Waycross (8 mi); Jesup (30 mi); Baxley (33 mi); Folkston (34 mi); Douglas (38 mi). Lenders licensed in the state serve Blackshear whether or not they keep a local branch.
• Smaller towns nearby: Patterson (10 mi); Hoboken (10 mi); Offerman (12 mi).
• Smaller neighbours: 24 places smaller than Blackshear sit within 50 miles.
• Larger places within 100 miles: 49.

Borrowing reach in Blackshear

Blackshear is moderately settled, with about 720 people per square mile and 10 larger places within 50 miles. Whether Blackshear has a local branch or not, a Georgia-licensed lender can serve its 3,646 people online on the same terms. The nearest bigger place is Waycross, GA about 8 miles away.

Where Blackshear sits

Blackshear covers about 5.1 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 720 residents per square mile. For the state's biggest city, Atlanta, the distance is roughly 212 miles. Within 50 miles of Blackshear there are 10 larger Census places. The 100-mile radius contains 49 larger places.

The state rulebook for Blackshear

For the roughly 3,646 residents of Blackshear, the rules below are Georgia's own; each row carries its publisher and retrieval date.

How Blackshear compares across Georgia

Blackshear is the 170th-largest of 536 Census places in Georgia and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Blackshear stands 169th among Georgia's 536 places — roughly the 68th percentile. By density, at about 720 people per square mile, it ranks 198th in Georgia. Within 50 miles sit 24 smaller Census places, alongside the 10 that are larger.

Before you apply in Blackshear

These steps shape the offer you get in Blackshear, a place of about 3,646 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Georgia licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Blackshear as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 3,646 residents.