Personal loans in Bentleyville, OH

For the 884 people in Bentleyville, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. At about 884 residents, Bentleyville is larger than roughly 40% of the places in Ohio.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

For a borrower among the roughly 884 residents of Bentleyville, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population declined by about 1.9%. If debt is already a strain, a nonprofit credit counsellor can help Bentleyville residents before they take on more. The closest larger place is Chagrin Falls, OH about 2 miles away.

Bentleyville: the sourced local profile

Bentleyville is a small community; the notes below cover its population profile and the statewide rules that apply.

Bentleyville: area, density and distance

The Census Gazetteer records 2.5 square miles of land and 0.04 square miles of water within Bentleyville. Spread across it are roughly 347 residents per square mile. Columbus, the largest place in Ohio, is about 129 miles from Bentleyville. Counting outward 50 miles, 163 larger communities surround Bentleyville. By land area it ranks 316th of 924 Ohio places.

The Bentleyville borrowing checklist

For Bentleyville's roughly 884 residents, these are the steps that most influence the offer:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Check the Ohio regulator's records to confirm the lender is licensed here.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Bentleyville and the rest of Ohio is not the process but the borrower's own file, among the 884 people here.

Borrowing reach in Bentleyville

Bentleyville is a lightly settled community of about 884 people, with 163 larger places inside a 50-mile radius. Whether Bentleyville has a local branch or not, a Ohio-licensed lender can serve its 884 people online on the same terms. The nearest bigger place is Chagrin Falls, OH about 2 miles away.

What Ohio law requires in Bentleyville

The rows below set out what a licensed lender must follow in Ohio, and so for Bentleyville's roughly 884 residents.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Bentleyville against the rest of Ohio

Within Ohio, Bentleyville holds roughly 0.0% of all residents, the 555th-largest share among 924 places. Its 2020-to-2023 change ranks 703rd of 924 Ohio places, putting it near the 24th percentile for growth. By density, at about 347 people per square mile, it ranks 858th in Ohio. In land area, Bentleyville ranks 316th among Ohio's 924 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bentleyville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bentleyville is the same as anywhere in Ohio.
What loan size can I expect in Bentleyville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bentleyville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bentleyville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related