Personal loans in Orange, OH
About 3,495 people live in Orange, placing it 304th of 924 Census places in Ohio. The trend for Orange between 2020 and 2023 is upward by roughly 2.2%.
Personal loans in Orange are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 3,495 population. A single loan can carry different costs on either side of a state line, and Orange sits on the Ohio side of that line. For a community of about 3,495, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Pepper Pike, OH about 3 miles away.
Orange: the sourced local profile
Orange is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 3,495 residents, 304th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 2.2% from the 2020 Census base to the 2023 estimate.
- Absolute change: 75 residents added between 2020 and 2023.
- Size percentile: with 3,495 residents, Orange is larger than about 67% of Ohio's Census places.
- Density: the Census land area of 3.8 sq mi holds about 918 people per square mile.
- Land area rank: Orange's 3.8 square miles rank 253rd of 924 places in Ohio.
- Water: Orange holds about 0.02 square miles, the 331st-largest water area in Ohio.
- Share of Ohio: Orange holds about 0.0% of the state's population, some 3,495 people.
- Nationally: Orange is the 5,830th-largest of 19,457 Census places in the dataset.
- Growth rank: Orange ranks 76th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Orange moved 2.2%.
- Density rank: Orange is the 639th most densely settled place in Ohio.
- Against the state median: Orange runs about 918 residents per square mile, where the Ohio median is 1,289.
- Location: coordinates 41.4426, -81.4717 (US Census Bureau Gazetteer).
- Nearest larger cities: Pepper Pike (3 mi); Warrensville Heights (3 mi); Beachwood (3 mi); Bedford Heights (3 mi); Solon (4 mi). Lenders licensed in the state serve Orange whether or not they keep a local branch.
- Nearest smaller towns: Woodmere (1 mi); Moreland Hills (2 mi); Highland Hills (3 mi).
- Within a 50-mile radius: 75 smaller Census places.
- Larger places within 100 miles: 182.
Where Orange sits
Orange covers about 3.8 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). With 3,495 residents, the land area yields roughly 918 people per square mile. The state's population centre of gravity, Columbus, is roughly 128 miles away. Orange has 106 larger places within a 50-mile radius. Within the same 50 miles lie 75 smaller Census places.
How Ohio law applies in Orange
Ohio has no separate rate rule for Orange; the sourced rows below are what reach every lender that serves its 3,495 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Inside a Orange personal loan
With roughly 3,495 residents, Orange is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Orange's rank of 304th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Orange loan is knowable in advance — unlike a revolving card balance.
Orange's place among Ohio's 924 places
Orange is the 304th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Orange stands 76th among Ohio's 924 places — roughly the 92th percentile. By density, at about 918 people per square mile, it ranks 639th in Ohio. The population moved by about 75 people between 2020 and 2023, a 2.2% shift.
Lender access in Orange
Orange is moderately settled, with about 918 people per square mile and 106 larger places within 50 miles. A Ohio licence lets a lender serve Orange without a local office, so branch density does not change what its 3,495 residents are offered. The nearest larger city, Pepper Pike, OH about 3 miles away.
Common questions
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Nearby places
- Woodmere, OH — population 638
- Moreland Hills, OH — population 3,437
- Pepper Pike, OH — population 6,823
- Beachwood, OH — population 13,734
- Highland Hills, OH — population 700
- Bedford Heights, OH — population 10,721
- Warrensville Heights, OH — population 13,388
- North Randall, OH — population 929