Personal loans in Beaver, OK

By population, Beaver sits at 180th in Oklahoma, with an estimated 1,262 residents. Use the calculator on this page to price an amount and term before you commit in Beaver. Beaver lost roughly 1.4% of its population across the 2020-to-2023 comparison. The next larger city is Booker, TX about 25 miles away.

Beaver by the numbers

Most of what governs a Beaver loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.

• Population: 1,262 — Beaver ranks 180th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 18 residents.
• Size percentile: Beaver's 1,262 people outrank roughly 69% of the places in Oklahoma.
• Density: the Census land area of 1.1 sq mi holds about 1,099 people per square mile.
• Land area rank: Beaver's 1.1 square miles rank 307th of 590 places in Oklahoma.
• Within Oklahoma: about 0.0% of the state's population lives in Beaver.
• National rank: Beaver is 9,359th of 19,457 places nationwide.
• Growth in Oklahoma: Beaver stands 468th by percentage change from 2020 to 2023, among 590 places.
• State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Beaver's 1.4%.
• Density rank: Beaver places 81st among Oklahoma's places by people per square mile.
• Density in context: Beaver's 1,099 people per square mile sit against a Oklahoma median of 546.
• Location: 36.8151, -100.5235 (Census Gazetteer coordinates).
• Nearest larger cities: Booker (25 mi); Liberal (27 mi); Perryton (33 mi); Meade (34 mi); Hooker (38 mi). Online lenders reach Beaver no matter how far the nearest branch is.
• Nearest smaller towns: Forgan (6 mi); Knowles (19 mi); Gate (26 mi).
• Smaller places within 50 miles: 17 of them.
• At 100 miles: 27 larger Census places fall inside that radius.

Beaver's place among Oklahoma's 590 places

Among Oklahoma's 590 places, Beaver sits at 180th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 468th of 590 Oklahoma places, putting it near the 21th percentile for growth. By density, at about 1,099 people per square mile, it ranks 81st in Oklahoma. Between 2020 and 2023 the count changed by roughly 18 residents.

Before you apply in Beaver

For Beaver's roughly 1,262 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Oklahoma regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Beaver-specific: the same Oklahoma licensing and disclosure rules reach all 1,262 residents.

The Oklahoma lending rules that reach Beaver

These are Oklahoma's sourced lending facts as they reach Beaver's 1,262 residents; the state has no city-level rate rule.

What a Beaver borrower is actually offered

Beaver is a small community of about 1,262 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Beaver loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Beaver decides the split between a comfortable payment and the total interest you pay.

Lender access in Beaver

At roughly 1,099 people per square mile, Beaver is moderately settled; 6 larger places lie within 50 miles. A Oklahoma licence lets a lender serve Beaver without a local office, so branch density does not change what its 1,262 residents are offered. For a larger market, the closest option is Booker, TX about 25 miles away.