Personal loans in Gate, OK

Personal loans in Gate are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 60 population. Gate is one of 590 Census places in Oklahoma; its 60 residents put it at 557th. A 2020-to-2023 comparison shows Gate down by about 1.6%. Compare APR, not the interest rate, because the APR folds in most fees on a Gate loan. The closest larger city is Laverne, OK about 13 miles away.

Borrowing in Gate: the local picture

Set out below is Gate's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 60 residents in Gate (Vintage 2023 subcounty estimate), the 557th-largest figure among Oklahoma's 590 places.
• Population trend: About 1.6% below the 2020 Census base.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: about 6% of Oklahoma communities are smaller than Gate (60 residents).
• Population density: 238 people per square mile on 0.3 square miles of land.
• By land area: Gate ranks 529th among Oklahoma's 590 places, at 0.3 sq mi.
• Share of Oklahoma: Gate holds about 0.0% of the state's population, some 60 people.
• National rank: Gate is the 18,823rd most populous of the 19,457 Census places covered here.
• Growth rank: Gate's 2020-to-2023 change ranks 482nd of 590 places in Oklahoma.
• Versus Oklahoma: the state average change is +1.3%, while Gate moved 1.6%.
• Density rank: Gate places 445th among Oklahoma's places by people per square mile.
• Against the state median: Gate runs about 238 residents per square mile, where the Oklahoma median is 546.
• Location: it lies at 36.8517, -100.0552 in the Census Gazetteer.
• Nearest larger cities: Laverne (13 mi); Buffalo (23 mi); Beaver (26 mi); Forgan (27 mi); Ashland (28 mi). Online lenders reach Gate no matter how far the nearest branch is.
• Nearest smaller towns: Rosston (7 mi); Knowles (8 mi); Englewood (14 mi).
• Smaller places within 50 miles: 4 of them.
• At 100 miles: 106 larger Census places fall inside that radius.

Oklahoma consumer-lending rules applied in Gate

For the roughly 60 residents of Gate, the rules below are Oklahoma's own; each row carries its publisher and retrieval date.

Getting a loan in Gate

Gate is lightly settled, with about 238 people per square mile and 20 larger places within 50 miles. Whether Gate has a local branch or not, a Oklahoma-licensed lender can serve its 60 people online on the same terms. For a larger market, the closest option is Laverne, OK about 13 miles away.

The geography behind Gate

Inside Gate's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 238 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 171 miles away. Gate has 20 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.

How Gate compares across Oklahoma

Against Oklahoma's other places, Gate accounts for about 0.0% of the state's population and ranks 557th of 590 by size. Its 2020-to-2023 change ranks 482nd of 590 Oklahoma places, putting it near the 18th percentile for growth. Its roughly 238 residents per square mile place it 445th among Oklahoma's places. In land area, Gate ranks 529th among Oklahoma's 590 places.

The anatomy of a Gate personal loan

Gate is a small community of about 60 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Gate can be quoted different APRs on the same amount and term. The term you choose in Gate decides the split between a comfortable payment and the total interest you pay.