Personal loans in Bainbridge Island, WA

Bainbridge Island shed about 2.3% of its population between the 2020 base and the 2023 estimate. Bainbridge Island is one of 281 Census places in Washington; its 24,254 residents put it at 46th. Pull your credit reports and line up at least three offers before you apply from Bainbridge Island. A lender that serves Bainbridge Island operates under Washington lending statutes and a Washington supervisor. The closest larger city is Seattle, WA about 7 miles away.

Bainbridge Island: the sourced local profile

Bainbridge Island is a smaller city; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 24,254 residents, 46th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 2.3% across the 2020-to-2023 comparison.
• Net change: roughly 572 fewer people than the 2020 Census counted.
• Size percentile: about 84% of Washington's Census places are smaller than Bainbridge Island.
• Density: roughly 878 residents per square mile, spread over 27.6 sq mi of land.
• Land area: Bainbridge Island covers 27.6 square miles, the 16th-largest area among Washington's 281 places.
• Water area rank: Bainbridge Island ranks 2nd among Washington's 281 places, with 37.46 sq mi.
• Within Washington: about 0.5% of the state's population lives in Bainbridge Island.
• National rank: Bainbridge Island is the 1,614th most populous of the 19,457 Census places covered here.
• Growth rank: Bainbridge Island's 2020-to-2023 change ranks 244th of 281 places in Washington.
• Versus Washington: the state average change is +2.8%, while Bainbridge Island moved 2.3%.
• Density rank: Bainbridge Island is the 216th most densely settled place in Washington.
• Against the state median: Bainbridge Island runs about 878 residents per square mile, where the Washington median is 1,518.
• Location: coordinates 47.6425, -122.5078 (US Census Bureau Gazetteer).
• Nearest larger cities: Seattle (7 mi); Shoreline (11 mi); Bremerton (12 mi); Burien (14 mi); Edmonds (14 mi). Living near a larger metro rarely changes what is available in Bainbridge Island.
• Nearest smaller places: Port Orchard (9 mi); Poulsbo (9 mi); Woodway (11 mi).
• Within a 50-mile radius: 58 smaller Census places.
• At 100 miles: 32 larger Census places fall inside that radius.

How lenders reach Bainbridge Island

At roughly 878 people per square mile, Bainbridge Island is moderately settled; 30 larger places lie within 50 miles. What is available to Bainbridge Island's 24,254 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest larger city, Seattle, WA about 7 miles away.

Where Bainbridge Island sits

The Census Gazetteer records 27.6 square miles of land and 37.46 square miles of water within Bainbridge Island. Spread across it are roughly 878 residents per square mile. For the state's biggest city, Seattle, the distance is roughly 7 miles. Within 50 miles of Bainbridge Island there are 30 larger Census places. By land area it ranks 16th of 281 Washington places.

Bainbridge Island in state context

Within Washington, Bainbridge Island holds roughly 0.5% of all residents, the 46th-largest share among 281 places. For population change between 2020 and 2023, Bainbridge Island ranks 244th of 281 in Washington (about the 13th percentile). By density, at about 878 people per square mile, it ranks 216th in Washington. In land area, Bainbridge Island ranks 16th among Washington's 281 places.

The Washington lending rules that reach Bainbridge Island

Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Bainbridge Island lender must follow.

How personal loans work in Bainbridge Island

With roughly 24,254 residents, Bainbridge Island is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Bainbridge Island lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Bainbridge Island loan but raises total interest, so the smallest payment is not the cheapest loan.