Personal loans in Burien, WA
Burien lost roughly 2.6% of its population across the 2020-to-2023 comparison. A personal loan in Burien is priced from your credit file and income, not from the fact that the city holds 50,730 people.
Burien ranks 25th of 281 places in Washington, with a population near 50,730. Borrowers who want a bigger city can look to Renton, WA about 7 miles away. Every figure below is Washington's own, applied to Burien's 50,730 residents, with the publisher and retrieval date attached. For a community of about 50,730, the practical step is to compare APR across at least three lenders before committing.
Where Burien stands
Most of what governs a Burien loan is written in Washington law rather than in the city; the sourced notes below make that split concrete.
- Population: 50,730 people, a figure that places Burien 25th among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.6% fewer residents than the 2020 Census counted.
- Net change: roughly 1,335 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 91% of the places in Washington, with 50,730 residents in Burien.
- Density: roughly 5,053 residents per square mile, spread over 10.0 sq mi of land.
- Land area: Burien covers 10.0 square miles, the 46th-largest area among Washington's 281 places.
- Water area rank: Burien ranks 34th among Washington's 281 places, with 1.15 sq mi.
- Share of Washington: Burien holds about 1.0% of the state's population, some 50,730 people.
- National rank: Burien is 783rd of 19,457 places nationwide.
- Growth rank: Burien ranks 253rd among Washington's 281 places for the 2020-to-2023 change.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Burien's 2.6%.
- Density in Washington: Burien ranks 6th by people per square mile.
- Density vs Washington: Burien's 5,053 people per square mile compare with a state median of 1,518.
- Location: the Census Gazetteer records it at 47.4756, -122.3447.
- Nearest larger cities: Renton (7 mi); Kent (9 mi); Seattle (10 mi); Federal Way (11 mi); Bellevue (12 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Normandy Park (3 mi); SeaTac (3 mi); Tukwila (3 mi).
- Within a 50-mile radius: 72 smaller Census places.
- Larger places within 100 miles: 17.
A pre-application checklist for Burien
Before you hand your details to a lender in Burien, where the population is near 50,730:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Washington licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Burien and the rest of Washington is not the process but the borrower's own file, among the 50,730 people here.
How Washington law applies in Burien
Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Burien lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
How a Burien personal loan is priced
In Burien, a mid-sized city of about 50,730, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Burien can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Burien loan is knowable in advance — unlike a revolving card balance.
Lender access in Burien
Burien is a densely built community of about 50,730 people, with 16 larger places inside a 50-mile radius. Whether Burien has a local branch or not, a Washington-licensed lender can serve its 50,730 people online on the same terms. The nearest larger city, Renton, WA about 7 miles away.
Where Burien sits
The Census Gazetteer records 10.0 square miles of land and 1.15 square miles of water within Burien. With 50,730 residents, the land area yields roughly 5,053 people per square mile. The state's population centre of gravity, Seattle, is roughly 10 miles away. Counting outward 50 miles, 16 larger communities surround Burien. Within the same 50 miles lie 72 smaller Census places.
Common questions
What are my options in Burien if my credit is poor?
What loan size can I expect in Burien?
Do I have to pledge anything to borrow in Burien?
Does comparing loans in Burien cost me credit score points?
Nearby places
- Normandy Park, WA — population 6,527
- SeaTac, WA — population 31,799
- Tukwila, WA — population 21,135
- Des Moines, WA — population 31,988
- Mercer Island, WA — population 24,742
- Seattle, WA — population 755,078
- Renton, WA — population 104,491
- Kent, WA — population 133,378