Personal loans in Aquilla, TX
For a borrower among the roughly 110 residents of Aquilla, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 110 people in Aquilla, the 1,196th-largest figure among Texas's 1,224 places.
A 2020-to-2023 comparison shows Aquilla up by about 6.8%. Judge Aquilla offers on total cost, not on how quickly the money arrives. A larger market lies at West, TX about 8 miles away. For the 110 people in Aquilla, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Aquilla by the numbers
The figures below are Aquilla's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: an estimated 110 residents, 1,196th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 6.8% more residents than the 2020 Census counted.
- Absolute change: 7 residents added between 2020 and 2023.
- Size percentile: about 2% of Texas communities are smaller than Aquilla (110 residents).
- Population density: 390 people per square mile on 0.3 square miles of land.
- Land area rank: Aquilla's 0.3 square miles rank 1,204th of 1,224 places in Texas.
- Share of state population: Aquilla's 110 residents are about 0.0% of Texas.
- National rank: Aquilla is the 17,950th most populous of the 19,457 Census places covered here.
- Growth in Texas: Aquilla stands 333rd by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Aquilla moved 6.8%.
- Density rank: Aquilla places 974th among Texas's places by people per square mile.
- Density in context: Aquilla's 390 people per square mile sit against a Texas median of 840.
- Location: coordinates 31.8539, -97.2196 (US Census Bureau Gazetteer).
- Nearest larger cities: West (8 mi); Abbott (9 mi); Whitney (9 mi); Gholson (10 mi); Ross (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Kirvin (53 mi); Powell (56 mi); Corral City (86 mi).
- Smaller neighbours: 0 places smaller than Aquilla sit within 50 miles.
- Within 100 miles: 352 places are larger than Aquilla.
Borrowing reach in Aquilla
Aquilla is a lightly settled community of about 110 people, with 88 larger places inside a 50-mile radius. What is available to Aquilla's 110 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is West, TX about 8 miles away.
Land, water and location for Aquilla
Aquilla covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 390 people per square mile. For the state's biggest city, Houston, the distance is roughly 179 miles. Within 50 miles of Aquilla there are 88 larger Census places. By land area it ranks 1,204th of 1,224 Texas places.
The state rulebook for Aquilla
Below are the Texas rules that apply to a loan made in Aquilla, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Aquilla in state context
Within Texas, Aquilla holds roughly 0.0% of all residents, the 1,196th-largest share among 1,224 places. On the 2020-to-2023 trend, Aquilla stands 333rd among Texas's 1,224 places — roughly the 73th percentile. At about 390 people per square mile, Aquilla is the 974th most densely settled place in Texas. Within 50 miles sit 0 smaller Census places, alongside the 88 that are larger.
The anatomy of a Aquilla personal loan
Aquilla is a small community of about 110 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Aquilla lender to disclose the APR and finance charge before you sign. Shortening the term on a Aquilla loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- West, TX — population 2,586
- Whitney, TX — population 2,090
- Abbott, TX — population 364
- Gholson, TX — population 1,229
- Ross, TX — population 204
- Hillsboro, TX — population 8,703
- Leroy, TX — population 360
- Bynum, TX — population 177