Personal loans in Abbott, TX

Abbott ranks 1,050th of 1,224 places in Texas, with a population near 364. Census figures put the 2020-to-2023 increase in Abbott at about 3.7%. Judge Abbott offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to West, TX about 6 miles away.

Abbott: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 364 residents; Abbott is the 1,050th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 3.7%.
• Net change: roughly 13 more people than the 2020 Census counted.
• Size percentile: with 364 residents, Abbott is larger than about 14% of Texas's Census places.
• Density: roughly 615 residents per square mile, spread over 0.6 sq mi of land.
• Land area rank: Abbott's 0.6 square miles rank 1,124th of 1,224 places in Texas.
• State share: roughly 0.0% of Texas's residents live in Abbott (364 people).
• Nationally: Abbott is the 14,462nd-largest of 19,457 Census places in the dataset.
• Growth rank: Abbott ranks 525th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Abbott moved 3.7%.
• Density in Texas: Abbott ranks 805th by people per square mile.
• Density in context: Abbott's 615 people per square mile sit against a Texas median of 840.
• Location: 31.8851, -97.0741 (US Census Bureau Gazetteer).
• Nearest larger cities: West (6 mi); Hillsboro (9 mi); Whitney (15 mi); Gholson (16 mi); Hubbard (16 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Bynum (7 mi); Aquilla (9 mi); Penelope (9 mi).
• Within a 50-mile radius: 22 smaller Census places.
• At 100 miles: 319 larger Census places fall inside that radius.

What a Abbott borrower is actually offered

A Abbott personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 364 residents. Federal Truth in Lending rules require a Abbott lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Abbott loan but raises total interest, so the smallest payment is not the cheapest loan.

Texas consumer-lending rules applied in Abbott

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Abbott lender must follow.

How lenders reach Abbott

With about 615 residents per square mile, Abbott is moderately settled, and 78 larger Census places sit within 50 miles. Whether Abbott has a local branch or not, a Texas-licensed lender can serve its 364 people online on the same terms. The nearest larger city, West, TX about 6 miles away.

A practical checklist for Abbott borrowers

A sensible order of operations for a loan in Abbott, home to about 364 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Texas licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

The process is identical across Texas; what changes is your credit file, not the fact that Abbott holds 364 people.

Abbott: area, density and distance

The Census Gazetteer records about 0.6 square miles of land within Abbott, with no significant water area listed. The resulting density is about 615 people per square mile. Houston, the largest place in Texas, is about 176 miles from Abbott. Within 50 miles of Abbott there are 78 larger Census places. The 100-mile radius contains 319 larger places.