Personal loans in Albany, OH

Albany by the numbers

What follows is Albany's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

• Population: 924 people, a figure that places Albany 545th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.3%.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: about 41% of Ohio communities are smaller than Albany (924 residents).
• Density: the Census land area of 1.4 sq mi holds about 683 people per square mile.
• Land area: Albany covers 1.4 square miles, the 443rd-largest area among Ohio's 924 places.
• Water: Albany holds about 0.01 square miles, the 347th-largest water area in Ohio.
• Share of state population: Albany's 924 residents are about 0.0% of Ohio.
• National standing: Albany ranks 10,578th of 19,457 US places.
• Growth rank: Albany's 2020-to-2023 change ranks 310th of 924 places in Ohio.
• Against the state trend: Albany's 0.3% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Albany ranks 751st by people per square mile.
• Density vs Ohio: Albany's 683 people per square mile compare with a state median of 1,289.
• Location: 39.2265, -82.1947 (Census Gazetteer coordinates).
• Nearest larger cities: Athens (9 mi); Chauncey (13 mi); McArthur (15 mi); Pomeroy (16 mi); Nelsonville (16 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Zaleski (11 mi); Wilkesville (13 mi); Rutland (13 mi).
• Smaller neighbours: 53 places smaller than Albany sit within 50 miles.
• Larger places within 100 miles: 216.

Where Albany sits

The Census Gazetteer records 1.4 square miles of land and 0.01 square miles of water within Albany. The resulting density is about 683 people per square mile. For the state's biggest city, Columbus, the distance is roughly 67 miles. Albany has 41 larger places within a 50-mile radius. The 100-mile radius contains 216 larger places.

The Albany borrowing checklist

For Albany's roughly 924 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Ohio regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Albany as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 924 residents.

Ohio rules behind a Albany personal loan

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Albany lender must follow.

Albany against the rest of Ohio

Set beside Ohio's 924 places, Albany ranks 545th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Albany ranks 310th of 924 in Ohio (about the 66th percentile). Its roughly 683 residents per square mile place it 751st among Ohio's places. Within 50 miles sit 53 smaller Census places, alongside the 41 that are larger.

Lender access in Albany

With about 683 residents per square mile, Albany is moderately settled, and 41 larger Census places sit within 50 miles. Whether Albany has a local branch or not, a Ohio-licensed lender can serve its 924 people online on the same terms. For a larger market, the closest option is Athens, OH about 9 miles away.