Personal loans in Buchtel, OH

In Buchtel, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Buchtel lost roughly 1.2% of its population across the 2020-to-2023 comparison. Judge Buchtel offers on total cost, not on how quickly the money arrives. The nearest larger metro is Nelsonville, OH about 2 miles away.

What the Census records for Buchtel

Here is the sourced Census picture for Buchtel, plus the Ohio lending rules that apply to a loan taken out here.

• Population: a Census-estimated 513, 663rd among Ohio's 924 places (Vintage 2023).
• Population trend: Roughly 1.2% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: about 28% of Ohio's Census places are smaller than Buchtel.
• Density: roughly 1,091 residents per square mile, spread over 0.5 sq mi of land.
• Land area rank: Buchtel's 0.5 square miles rank 700th of 924 places in Ohio.
• State share: roughly 0.0% of Ohio's residents live in Buchtel (513 people).
• National rank: Buchtel is 13,060th of 19,457 places nationwide.
• Growth rank: Buchtel ranks 506th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Buchtel moved 1.2%.
• Density rank: Buchtel is the 561st most densely settled place in Ohio.
• Density in context: Buchtel's 1,091 people per square mile sit against a Ohio median of 1,289.
• Location: mapped by the US Census Bureau at 39.4635, -82.1804.
• Nearest larger cities: Nelsonville (2 mi); Chauncey (5 mi); Glouster (6 mi); New Straitsville (8 mi); Athens (10 mi). Larger metros often have more branches, but online lenders reach Buchtel on the same terms.
• Smaller places nearby: Murray City (3 mi); Jacksonville (5 mi); Trimble (5 mi).
• Within a 50-mile radius: 43 smaller Census places.
• Within 100 miles: 300 places are larger than Buchtel.

Inside a Buchtel personal loan

With roughly 513 residents, Buchtel is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Buchtel can be quoted different APRs on the same amount and term. Shortening the term on a Buchtel loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in Buchtel

With about 1,091 residents per square mile, Buchtel is moderately settled, and 76 larger Census places sit within 50 miles. Lenders licensed in Ohio reach Buchtel's 513 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Nelsonville, OH about 2 miles away.

Before you apply in Buchtel

A sensible order of operations for a loan in Buchtel, home to about 513 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Ohio regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Buchtel and the rest of Ohio is not the process but the borrower's own file, among the 513 people here.

What Ohio law requires in Buchtel

For the roughly 513 residents of Buchtel, the rules below are Ohio's own; each row carries its publisher and retrieval date.

Land, water and location for Buchtel

The Census Gazetteer records about 0.5 square miles of land within Buchtel, with no significant water area listed. With 513 residents, the land area yields roughly 1,091 people per square mile. Columbus, the largest place in Ohio, is about 56 miles from Buchtel. Within 50 miles of Buchtel there are 76 larger Census places. By land area it ranks 700th of 924 Ohio places.