Personal loans in Akron, IA

Local context for Akron

Two layers matter for a Akron borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: about 1,542, ranked 202nd of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
• Size percentile: with 1,542 residents, Akron is larger than about 79% of Iowa's Census places.
• Density: roughly 1,252 residents per square mile, spread over 1.2 sq mi of land.
• Land area: Akron covers 1.2 square miles, the 314th-largest area among Iowa's 940 places.
• State population share: Akron accounts for about 0.1% of everyone in Iowa.
• National rank: Akron is the 8,591st most populous of the 19,457 Census places covered here.
• Growth in Iowa: Akron stands 380th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Akron's 0.8% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Akron places 146th among Iowa's places by people per square mile.
• Density vs Iowa: Akron's 1,252 people per square mile compare with a state median of 672.
• Location: latitude 42.8268, longitude -96.5570 (Census Gazetteer).
• Nearest larger cities: Elk Point (12 mi); Hawarden (13 mi); Vermillion (19 mi); Le Mars (20 mi); North Sioux City (20 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Westfield (5 mi); Chatsworth (7 mi); Craig (13 mi), each with its own Census population profile.
• Smaller places within 50 miles: 82 of them.
• Within 100 miles: 64 places are larger than Akron.

The Akron borrowing checklist

Before you apply in Akron, a community of about 1,542, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Iowa licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Akron and the rest of Iowa is not the process but the borrower's own file, among the 1,542 people here.

The geography behind Akron

The Census Gazetteer records about 1.2 square miles of land within Akron, with no significant water area listed. Spread across it are roughly 1,252 residents per square mile. The largest place in Iowa, Des Moines, lies about 174 miles away. A 50-mile radius around Akron takes in 24 places that are larger. The 100-mile radius contains 64 larger places.

Akron against the rest of Iowa

Among Iowa's 940 places, Akron sits at 202nd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Akron stands 380th among Iowa's 940 places — roughly the 60th percentile. Its roughly 1,252 residents per square mile place it 146th among Iowa's places. Within 50 miles sit 82 smaller Census places, alongside the 24 that are larger.

Which Iowa laws govern a loan in Akron

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Akron lender must follow.

Getting a loan in Akron

Akron is a moderately settled community of about 1,542 people, with 24 larger places inside a 50-mile radius. A Iowa licence lets a lender serve Akron without a local office, so branch density does not change what its 1,542 residents are offered. For a larger market, the closest option is Elk Point, SD about 12 miles away.