Personal loans in Afton, WY

Verify the lender's Wyoming licence against the regulator named below before borrowing in Afton. From the 2020 Census base to the 2023 estimate, the population rose by about 4.7%. Lenders active in Afton report to a Wyoming supervisor, identified in the sourced rows below. The next larger city is Montpelier, ID about 33 miles away.

The Afton data picture

Only a few things actually differ by place — population, area, location, and the Wyoming rules a lender must follow — and they are below.

• Population: 2,270 — Afton ranks 28th of 99 communities in Wyoming (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 4.7% from 2020 to 2023.
• People gained or lost: about 102 more since the 2020 base.
• Size percentile: about 72% of Wyoming communities are smaller than Afton (2,270 residents).
• Density: the Census land area of 4.5 sq mi holds about 509 people per square mile.
• Land area rank: Afton's 4.5 square miles rank 18th of 99 places in Wyoming.
• State share: roughly 0.6% of Wyoming's residents live in Afton (2,270 people).
• National rank: Afton is the 7,170th most populous of the 19,457 Census places covered here.
• Growth rank: Afton ranks 18th among Wyoming's 99 places for the 2020-to-2023 change.
• Against the state trend: Afton's 4.7% change compares with a Wyoming average of +1.7% across its 99 places.
• Density rank: Afton places 62nd among Wyoming's places by people per square mile.
• Density vs Wyoming: Afton's 509 people per square mile compare with a state median of 699.
• Location: 42.7263, -110.9320 (US Census Bureau Gazetteer).
• Nearest larger cities: Montpelier (33 mi); Soda Springs (34 mi); Jackson (52 mi); Victor (61 mi); Preston (65 mi). Lenders licensed in the state serve Afton whether or not they keep a local branch.
• Nearest smaller towns: Thayne (14 mi); Star Valley Ranch (18 mi); Georgetown (28 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 14 smaller Census places.
• Larger places within 100 miles: 30.

The Afton borrowing checklist

A sensible order of operations for a loan in Afton, home to about 2,270 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Wyoming licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Afton and the rest of Wyoming is not the process but the borrower's own file, among the 2,270 people here.

The anatomy of a Afton personal loan

With roughly 2,270 residents, Afton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Afton. The term you choose in Afton decides the split between a comfortable payment and the total interest you pay.

What Wyoming law requires in Afton

Every row below records a Wyoming rule, its publisher and its retrieval date — the same rules a Afton lender must follow.

Borrowing reach in Afton

With about 509 residents per square mile, Afton is moderately settled, and 2 larger Census places sit within 50 miles. A Wyoming licence lets a lender serve Afton without a local office, so branch density does not change what its 2,270 residents are offered. The nearest bigger place is Montpelier, ID about 33 miles away.

Afton: area, density and distance

Afton's land area is roughly 4.5 square miles, and the Gazetteer records no significant water area within it. With 2,270 residents, the land area yields roughly 509 people per square mile. The state's population centre of gravity, Cheyenne, is roughly 334 miles away. Within 50 miles of Afton there are 2 larger Census places. By land area it ranks 18th of 99 Wyoming places.