Personal loans in Adrian, MN
Adrian is a small community of about 1,182 residents, and a personal loan taken out here is governed by Minnesota statute. Rate ceilings, licensing requirements and product limits for Adrian are all set at the Minnesota level.
At about 1,182 residents, Adrian is larger than roughly 61% of the places in Minnesota. Decide the purpose of the loan and your repayment plan before sharing any details with a Adrian lender. The trend for Adrian between 2020 and 2023 is downward by roughly 1.7%. For a bigger market, look to Luverne, MN about 14 miles away.
Adrian: population, trend and location
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: 1,182 residents; Adrian is the 333rd-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.7% fewer residents than the 2020 Census counted.
- Net change: roughly 20 fewer people than the 2020 Census counted.
- Size percentile: about 61% of Minnesota's Census places are smaller than Adrian.
- Population density: 1,011 people per square mile on 1.2 square miles of land.
- Land area rank: Adrian's 1.2 square miles rank 461st of 853 places in Minnesota.
- State share: roughly 0.0% of Minnesota's residents live in Adrian (1,182 people).
- National rank: Adrian sits 9,610th by population among the 19,457 places in this dataset.
- Growth rank: Adrian ranks 578th among Minnesota's 853 places for the 2020-to-2023 change.
- Versus Minnesota: the state average change is +0.1%, while Adrian moved 1.7%.
- Density in Minnesota: Adrian ranks 263rd by people per square mile.
- Density vs Minnesota: Adrian's 1,011 people per square mile compare with a state median of 607.
- Location: 43.6336 / -95.9328, per the US Census Bureau Gazetteer.
- Nearest larger cities: Luverne (14 mi); Worthington (17 mi); Rock Rapids (18 mi); Sibley (19 mi); Edgerton (19 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Rushmore (7 mi); Magnolia (7 mi); Lismore (8 mi), each with its own Census population profile.
- Smaller places within 50 miles: 81 of them.
- At 100 miles: 91 larger Census places fall inside that radius.
The anatomy of a Adrian personal loan
With roughly 1,182 residents, Adrian is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Adrian can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Adrian loan but raises total interest, so the smallest payment is not the cheapest loan.
Before you apply in Adrian
For Adrian's roughly 1,182 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Minnesota licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Adrian-specific: the same Minnesota licensing and disclosure rules reach all 1,182 residents.
The state rulebook for Adrian
Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Adrian lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Adrian's place among Minnesota's 853 places
Set beside Minnesota's 853 places, Adrian ranks 333rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Adrian ranks 578th of 853 in Minnesota (about the 32th percentile). At about 1,011 people per square mile, Adrian is the 263rd most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 20 residents.
Adrian on the map
Adrian's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,011 people per square mile. Minneapolis, the largest place in Minnesota, is about 161 miles from Adrian. Counting outward 50 miles, 32 larger communities surround Adrian. The 100-mile radius contains 91 larger places.
Common questions
What are my options in Adrian if my credit is poor?
What loan size can I expect in Adrian?
Do I have to pledge anything to borrow in Adrian?
Does comparing loans in Adrian cost me credit score points?
Nearby places
- Lismore, MN — population 200
- Rushmore, MN — population 358
- Ellsworth, MN — population 483
- Magnolia, MN — population 190
- Wilmont, MN — population 320
- Kenneth, MN — population 61
- Little Rock, IA — population 444
- Bigelow, MN — population 219