Personal loans in Bigelow, MN
An estimated 219 people make their home in Bigelow, a figure that ranks 632nd in Minnesota. A personal loan in Bigelow is priced from your credit file and income, not from the fact that the city holds 219 people. Judge Bigelow offers on total cost, not on how quickly the money arrives. Lenders active in Bigelow report to a Minnesota supervisor, identified in the sourced rows below. Census figures put the 2020-to-2023 decrease in Bigelow at about 3.5%. Borrowers who want a bigger city can look to Sibley, IA about 8 miles away.
The Bigelow data picture
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: the Census counts 219 residents in Bigelow (Vintage 2023 subcounty estimate), the 632nd-largest figure among Minnesota's 853 places.
- Population trend: The 2020-to-2023 change is negative, near 3.5%.
- Change in people: the 2020-to-2023 comparison is a loss of about 8 residents.
- Size percentile: roughly 26% of Minnesota places rank below Bigelow.
- Land and density: 0.4 square miles of land carry roughly 557 residents per square mile.
- By land area: Bigelow ranks 735th among Minnesota's 853 places, at 0.4 sq mi.
- Within Minnesota: about 0.0% of the state's population lives in Bigelow.
- National rank: Bigelow is 16,177th of 19,457 places nationwide.
- Growth rank: Bigelow's 2020-to-2023 change ranks 787th of 853 places in Minnesota.
- Against the state trend: Bigelow's 3.5% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Bigelow is the 450th most densely settled place in Minnesota.
- Density in context: Bigelow's 557 people per square mile sit against a Minnesota median of 607.
- Location: 43.5053, -95.6892 (Census Gazetteer coordinates).
- Nearest larger cities: Sibley (8 mi); Rushmore (10 mi); Worthington (10 mi); Ocheyedan (10 mi); Little Rock (10 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Harris (13 mi); Melvin (16 mi); Lismore (21 mi).
- Smaller neighbours: 42 places smaller than Bigelow sit within 50 miles.
- At 100 miles: 291 larger Census places fall inside that radius.
A pre-application checklist for Bigelow
For Bigelow's roughly 219 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Bigelow as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 219 residents.
Bigelow's place among Minnesota's 853 places
Against Minnesota's other places, Bigelow accounts for about 0.0% of the state's population and ranks 632nd of 853 by size. For population change between 2020 and 2023, Bigelow ranks 787th of 853 in Minnesota (about the 8th percentile). By density, at about 557 people per square mile, it ranks 450th in Minnesota. Between 2020 and 2023 the count changed by roughly 8 residents.
The geography behind Bigelow
Bigelow covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 219 residents, the land area yields roughly 557 people per square mile. Minneapolis, the largest place in Minnesota, is about 157 miles from Bigelow. Counting outward 50 miles, 75 larger communities surround Bigelow. Within the same 50 miles lie 42 smaller Census places.
What is available to Bigelow borrowers
Bigelow is moderately settled, with about 557 people per square mile and 75 larger places within 50 miles. A Minnesota licence lets a lender serve Bigelow without a local office, so branch density does not change what its 219 residents are offered. The nearest bigger place is Sibley, IA about 8 miles away.
Which Minnesota laws govern a loan in Bigelow
Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Bigelow lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Bigelow if my credit is poor?
What loan size can I expect in Bigelow?
Do I have to pledge anything to borrow in Bigelow?
Does comparing loans in Bigelow cost me credit score points?
Nearby places
- Sibley, IA — population 2,761
- Worthington, MN — population 13,614
- Rushmore, MN — population 358
- Ocheyedan, IA — population 421
- Little Rock, IA — population 444
- Round Lake, MN — population 361
- Ashton, IA — population 432
- Melvin, IA — population 196