Personal loans in Zwolle, LA
Zwolle is one of 302 Census places in Louisiana; its 1,609 residents put it at 125th. Zwolle, Louisiana — home to about 1,609 people — is a small community, so the terms you are offered follow Louisiana law rather than any local rule.
Zwolle lost roughly 1.5% of its population across the 2020-to-2023 comparison. Judge Zwolle offers on total cost, not on how quickly the money arrives. State law, not city hall, decides what a lender may do to Zwolle's roughly 1,609 residents, and a state regulator supervises it. The nearest larger metro is Many, LA about 11 miles away.
What the Census records for Zwolle
Zwolle is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 1,609, ranked 125th of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 1.5% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 24 residents.
- Size percentile: bigger than about 59% of the places in Louisiana, with 1,609 residents in Zwolle.
- Density: roughly 353 residents per square mile, spread over 4.6 sq mi of land.
- By land area: Zwolle ranks 83rd among Louisiana's 302 places, at 4.6 sq mi.
- Water area: Zwolle has 0.42 square miles of water, ranking 17th of 302 places in Louisiana.
- State population share: Zwolle accounts for about 0.1% of everyone in Louisiana.
- National rank: Zwolle is 8,450th of 19,457 places nationwide.
- Growth rank: Zwolle ranks 91st among Louisiana's 302 places for the 2020-to-2023 change.
- Against the state trend: Zwolle's 1.5% change compares with a Louisiana average of -2.1% across its 302 places.
- Density rank: Zwolle is the 195th most densely settled place in Louisiana.
- Density in context: Zwolle's 353 people per square mile sit against a Louisiana median of 534.
- Location: 31.6394, -93.6411 (Census Gazetteer coordinates).
- Nearest larger cities: Many (11 mi); Mansfield (28 mi); San Augustine (29 mi); Coushatta (32 mi); Natchitoches (32 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Noble (4 mi); Converse (10 mi); Pleasant Hill (14 mi).
- Smaller places within 50 miles: 35 of them.
- Larger places within 100 miles: 63.
Zwolle's place among Louisiana's 302 places
Against Louisiana's other places, Zwolle accounts for about 0.1% of the state's population and ranks 125th of 302 by size. Its 2020-to-2023 change ranks 91st of 302 Louisiana places, putting it near the 70th percentile for growth. Its roughly 353 residents per square mile place it 195th among Louisiana's places. By land area, its 4.6 square miles rank 83rd of 302 places in Louisiana.
How lenders reach Zwolle
At roughly 353 people per square mile, Zwolle is lightly settled; 9 larger places lie within 50 miles. What is available to Zwolle's 1,609 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Many, LA about 11 miles away.
Where Zwolle sits
Zwolle covers about 4.6 square miles of land, with 0.42 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 353 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 246 miles. A 50-mile radius around Zwolle takes in 9 places that are larger. The 100-mile radius contains 63 larger places.
A practical checklist for Zwolle borrowers
Complete these steps first when you borrow in Zwolle (1,609 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Louisiana regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Zwolle-specific: the same Louisiana licensing and disclosure rules reach all 1,609 residents.
Louisiana consumer-lending rules applied in Zwolle
Below are the Louisiana rules that apply to a loan made in Zwolle, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Noble, LA — population 202
- Converse, LA — population 376
- Many, LA — population 2,497
- Pleasant Hill, LA — population 607
- Fisher, LA — population 190
- Huxley, TX — population 363
- Florien, LA — population 545
- Robeline, LA — population 114