Personal loans in Yutan, NE
Yutan ranks 79th of 527 places in Nebraska, with a population near 1,425. With roughly 1,425 residents, Yutan is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city. Begin with the payment, then weigh APR and total interest across the lenders that reach Yutan's 1,425 residents. State law, not city hall, decides what a lender may do to Yutan's roughly 1,425 residents, and a state regulator supervises it. A 2020-to-2023 comparison shows Yutan up by about 5.3%. The closest larger city is Valley, NE about 5 miles away.
Local context for Yutan
The figures below are Yutan's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: an estimated 1,425 residents, 79th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 5.3% since the 2020 count.
- Absolute change: 72 residents added between 2020 and 2023.
- Size percentile: roughly 85% of Nebraska's places have fewer residents than Yutan's 1,425.
- Population density: 2,483 people per square mile on 0.6 square miles of land.
- Land area rank: Yutan's 0.6 square miles rank 198th of 527 places in Nebraska.
- Within Nebraska: about 0.1% of the state's population lives in Yutan.
- National rank: Yutan is the 8,882nd most populous of the 19,457 Census places covered here.
- Growth rank: Yutan ranks 14th among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Yutan's 5.3% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Yutan places 12th among Nebraska's places by people per square mile.
- Against the state median: Yutan runs about 2,483 residents per square mile, where the Nebraska median is 830.
- Location: the Census Gazetteer records it at 41.2430, -96.3957.
- Nearest larger cities: Valley (5 mi); Wahoo (12 mi); Gretna (13 mi); Ashland (14 mi); Fremont (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Mead (5 mi); Leshara (6 mi); Waterloo (6 mi).
- Smaller neighbours: 97 places smaller than Yutan sit within 50 miles.
- Within 100 miles: 75 places are larger than Yutan.
Nebraska rules behind a Yutan personal loan
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Yutan lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
The geography behind Yutan
Inside Yutan's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 2,483 residents per square mile. The largest place in Nebraska, Omaha, lies about 18 miles away. Yutan has 30 larger places within a 50-mile radius. The 100-mile radius contains 75 larger places.
How personal loans work in Yutan
In Yutan, a small community of about 1,425, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Yutan loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Yutan loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Yutan sits in Nebraska
Against Nebraska's other places, Yutan accounts for about 0.1% of the state's population and ranks 79th of 527 by size. On the 2020-to-2023 trend, Yutan stands 14th among Nebraska's 527 places — roughly the 97th percentile. At about 2,483 people per square mile, Yutan is the 12th most densely settled place in Nebraska. Within 50 miles sit 97 smaller Census places, alongside the 30 that are larger.
Lender access in Yutan
At roughly 2,483 people per square mile, Yutan is fairly dense; 30 larger places lie within 50 miles. Distance to a branch rarely matters for Yutan's 1,425 residents: the application is online and the price follows your credit file. The nearest larger city, Valley, NE about 5 miles away.
Common questions
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Nearby places
- Valley, NE — population 3,236
- Leshara, NE — population 111
- Mead, NE — population 633
- Waterloo, NE — population 912
- Memphis, NE — population 110
- Ithaca, NE — population 158
- Inglewood, NE — population 364
- Ashland, NE — population 3,367