Personal loans in Yukon, OK
For a borrower among the roughly 26,388 residents of Yukon, a personal loan is a tool whose cost turns on the terms, not the address.
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Yukon's 26,388 residents. Yukon is home to roughly 26,388 people and stands 17th by size out of 590 Census places in Oklahoma. Price two or three terms so you can see which payment is truly affordable in Yukon. Population in Yukon climbed about 11.6% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Oklahoma City, OK about 15 miles away.
Yukon by the numbers
Most of what governs a Yukon loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 26,388, 17th among Oklahoma's 590 places (Vintage 2023).
- Population trend: Up about 11.6% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 2,750 more people than the 2020 Census counted.
- Size percentile: Yukon's 26,388 people outrank roughly 97% of the places in Oklahoma.
- Population density: about 995 people per square mile (Census land area 26.5 sq mi).
- By land area: Yukon ranks 29th among Oklahoma's 590 places, at 26.5 sq mi.
- Water area: Yukon has 0.06 square miles of water, ranking 107th of 590 places in Oklahoma.
- Within Oklahoma: about 0.8% of the state's population lives in Yukon.
- National rank: Yukon sits 1,477th by population among the 19,457 places in this dataset.
- Growth in Oklahoma: Yukon stands 16th by percentage change from 2020 to 2023, among 590 places.
- Against the state trend: Yukon's 11.6% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density rank: Yukon is the 108th most densely settled place in Oklahoma.
- Against the state median: Yukon runs about 995 residents per square mile, where the Oklahoma median is 546.
- Location: coordinates 35.5184, -97.7662 (US Census Bureau Gazetteer).
- Nearest larger cities: Oklahoma City (15 mi); Moore (21 mi); Midwest City (22 mi); Edmond (23 mi); Norman (31 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Woodlawn Park (7 mi); Bethany (7 mi); Warr Acres (8 mi).
- Within a 50-mile radius: 87 smaller Census places.
- Larger places within 100 miles: 9.
Where Yukon sits
Yukon's land area is about 26.5 square miles; a further 0.06 square miles is water. That land carries about 995 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 15 miles from Yukon. Yukon has 6 larger places within a 50-mile radius. By land area it ranks 29th of 590 Oklahoma places.
Getting a loan in Yukon
At roughly 995 people per square mile, Yukon is moderately settled; 6 larger places lie within 50 miles. What is available to Yukon's 26,388 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Oklahoma City, OK about 15 miles away.
Oklahoma consumer-lending rules applied in Yukon
The rows below set out what a licensed lender must follow in Oklahoma, and so for Yukon's roughly 26,388 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Yukon in state context
Yukon is the 17th-largest of 590 Census places in Oklahoma and contains about 0.8% of the state's people. On the 2020-to-2023 trend, Yukon stands 16th among Oklahoma's 590 places — roughly the 97th percentile. Its roughly 995 residents per square mile place it 108th among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 2,750 residents.
Inside a Yukon personal loan
With roughly 26,388 residents, Yukon is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Yukon's 26,388 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Yukon loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Yukon if my credit is poor?
What loan size can I expect in Yukon?
Do I have to pledge anything to borrow in Yukon?
Does comparing loans in Yukon cost me credit score points?
Nearby places
- Woodlawn Park, OK — population 153
- Bethany, OK — population 20,369
- Mustang, OK — population 23,270
- Warr Acres, OK — population 10,472
- Piedmont, OK — population 8,804
- Union City, OK — population 2,022
- El Reno, OK — population 19,216
- Tuttle, OK — population 8,373