Personal loans in Yerington, NV
At about 3,194 residents, Yerington is larger than roughly 21% of the places in Nevada. Yerington is a small community of about 3,194 residents, and a personal loan taken out here is governed by Nevada statute.
Yerington added about 2.9% to its population between the 2020 base and the 2023 estimate. Verify the lender's Nevada licence against the regulator named below before borrowing in Yerington. Consumer lending that reaches Yerington's 3,194 residents is governed by Nevada statute; no city ordinance changes it. The nearest larger metro is Carson, NV about 37 miles away.
Yerington: the sourced local profile
Here is the sourced Census picture for Yerington, plus the Nevada lending rules that apply to a loan taken out here.
- Population: 3,194 people, a figure that places Yerington 15th among the 19 Census places in Nevada (US Census Bureau, Vintage 2023).
- Population trend: About 2.9% above the 2020 Census base.
- Absolute change: 91 residents added between 2020 and 2023.
- Size percentile: roughly 21% of Nevada's places have fewer residents than Yerington's 3,194.
- Population density: 108 people per square mile on 29.5 square miles of land.
- By land area: Yerington ranks 11th among Nevada's 19 places, at 29.5 sq mi.
- Within Nevada: about 0.2% of the state's population lives in Yerington.
- National rank: Yerington sits 6,080th by population among the 19,457 places in this dataset.
- Growth rank: Yerington's 2020-to-2023 change ranks 6th of 19 places in Nevada.
- State comparison: Nevada's places average +2.2% for 2020-to-2023, against Yerington's 2.9%.
- Density in Nevada: Yerington ranks 17th by people per square mile.
- Density vs Nevada: Yerington's 108 people per square mile compare with a state median of 717.
- Location: latitude 38.9555, longitude -119.1101 (Census Gazetteer).
- Nearest larger cities: Carson (37 mi); Fallon (40 mi); Fernley (42 mi); South Lake Tahoe (47 mi); Sparks (54 mi). Lenders licensed in the state serve Yerington whether or not they keep a local branch.
- Smaller places nearby: Loyalton (79 mi); Lovelock (91 mi); Portola (94 mi).
- Smaller neighbours: 0 places smaller than Yerington sit within 50 miles.
- At 100 miles: 12 larger Census places fall inside that radius.
Which Nevada laws govern a loan in Yerington
Every row below records a Nevada rule, its publisher and its retrieval date — the same rules a Yerington lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nevada Financial Institutions Division (FID), Department of Business and Industry Source says: "Protects Nevada consumers and strengthens our state's economy by licensing, examining, and supervising banks, credit unions, money transmitters, and related financial services." | Nevada Financial Institutions Division (Department of Business and Industry) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No cap on agreed rates (NRS 99.050); absent a written contract, legal rate = prime rate + 2% (NRS 99.040) Source says: "parties may agree for the payment of any rate of interest on money due or to become due on any contract" | Nevada Legislature (Nevada Revised Statutes) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit loan services must be licensed under NRS 604A Source says: "shall not operate a check-cashing service, deferred deposit loan service, high-interest loan service or title loan service unless the person is licensed with the Commissioner" | Nevada Legislature (Nevada Revised Statutes) as of 2026-09-16 |
Borrowing reach in Yerington
With about 108 residents per square mile, Yerington is lightly settled, and 4 larger Census places sit within 50 miles. Distance to a branch rarely matters for Yerington's 3,194 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Carson, NV about 37 miles away.
The Yerington borrowing checklist
These steps shape the offer you get in Yerington, a place of about 3,194 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Nevada licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Yerington-specific: the same Nevada licensing and disclosure rules reach all 3,194 residents.
The anatomy of a Yerington personal loan
With roughly 3,194 residents, Yerington is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Yerington's rank of 15th in Nevada: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Yerington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Yerington against the rest of Nevada
Within Nevada, Yerington holds roughly 0.2% of all residents, the 15th-largest share among 19 places. For population change between 2020 and 2023, Yerington ranks 6th of 19 in Nevada (about the 68th percentile). Its roughly 108 residents per square mile place it 17th among Nevada's places. Between 2020 and 2023 the count changed by roughly 91 residents.
Common questions
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Nearby places
- Fernley, NV — population 24,744
- Fallon, NV — population 9,577
- Carson, NV — population 58,036
- Sparks, NV — population 110,323
- South Lake Tahoe, CA — population 21,079
- Reno, NV — population 274,915
- Truckee, CA — population 17,039
- Mammoth Lakes, CA — population 7,187