Personal loans in Wyandotte, OK
Lenders active in Wyandotte report to a Oklahoma supervisor, identified in the sourced rows below. The Census estimates 491 residents in Wyandotte, which ranks it 302nd of 590 places in Oklahoma.
For a borrower among the roughly 491 residents of Wyandotte, a personal loan is a tool whose cost turns on the terms, not the address. Wyandotte added about 0.6% to its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Wyandotte. The next larger city is Seneca, MO about 7 miles away.
Where Wyandotte stands
Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.
- Population: the Census counts 491 residents in Wyandotte (Vintage 2023 subcounty estimate), the 302nd-largest figure among Oklahoma's 590 places.
- Population trend: The 2020-to-2023 change is positive, near 0.6%.
- Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
- Size percentile: bigger than about 49% of the places in Oklahoma, with 491 residents in Wyandotte.
- Population density: about 361 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Wyandotte covers 1.4 square miles, the 287th-largest area among Oklahoma's 590 places.
- State share: roughly 0.0% of Oklahoma's residents live in Wyandotte (491 people).
- National rank: Wyandotte is the 13,248th most populous of the 19,457 Census places covered here.
- Growth rank: Wyandotte's 2020-to-2023 change ranks 290th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Wyandotte's 0.6%.
- Density in Oklahoma: Wyandotte ranks 388th by people per square mile.
- Density vs Oklahoma: Wyandotte's 361 people per square mile compare with a state median of 546.
- Location: coordinates 36.8071, -94.7293 (US Census Bureau Gazetteer).
- Nearest larger cities: Seneca (7 mi); Fairland (8 mi); Miami (10 mi); Quapaw (10 mi); Commerce (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Peoria (8 mi); North Miami (11 mi); Bernice (16 mi).
- Smaller places within 50 miles: 57 of them.
- Larger places within 100 miles: 207.
How Wyandotte compares across Oklahoma
Set beside Oklahoma's 590 places, Wyandotte ranks 302nd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Wyandotte stands 290th among Oklahoma's 590 places — roughly the 51th percentile. By density, at about 361 people per square mile, it ranks 388th in Oklahoma. By land area, its 1.4 square miles rank 287th of 590 places in Oklahoma.
What shapes a Wyandotte personal loan
Most loans made to Wyandotte's 491 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Wyandotte lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Wyandotte loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Wyandotte
With about 361 residents per square mile, Wyandotte is lightly settled, and 76 larger Census places sit within 50 miles. Lenders licensed in Oklahoma reach Wyandotte's 491 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Seneca, MO about 7 miles away.
Where Wyandotte sits
Wyandotte covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 361 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 181 miles from Wyandotte. A 50-mile radius around Wyandotte takes in 76 places that are larger. By land area it ranks 287th of 590 Oklahoma places.
What Oklahoma law requires in Wyandotte
These are Oklahoma's sourced lending facts as they reach Wyandotte's 491 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Common questions
What are my options in Wyandotte if my credit is poor?
What loan size can I expect in Wyandotte?
Do I have to pledge anything to borrow in Wyandotte?
Does comparing loans in Wyandotte cost me credit score points?
Nearby places
- Peoria, OK — population 128
- Seneca, MO — population 2,293
- Fairland, OK — population 1,105
- Quapaw, OK — population 827
- Miami, OK — population 12,866
- Commerce, OK — population 2,266
- North Miami, OK — population 294
- Baxter Springs, KS — population 3,830