Personal loans in Winnett, MT
With an estimated 209 residents, Winnett is the 103rd-largest of 127 places in Montana. Winnett is a small community in Montana, with an estimated 209 residents, and every licensed lender here follows the same state rulebook.
Winnett added about 12.4% to its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Winnett. Rate ceilings, licensing requirements and product limits for Winnett are all set at the Montana level. A larger market lies at Roundup, MT about 39 miles away.
The Winnett data picture
Most of what governs a Winnett loan is written in Montana law rather than in the city; the sourced notes below make that split concrete.
- Population: 209 residents; Winnett is the 103rd-largest of 127 places in Montana (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 12.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 23 residents.
- Size percentile: bigger than about 19% of the places in Montana, with 209 residents in Winnett.
- Population density: about 205 people per square mile (Census land area 1.0 sq mi).
- Land area rank: Winnett's 1.0 square miles rank 56th of 127 places in Montana.
- State population share: Winnett accounts for about 0.0% of everyone in Montana.
- National rank: Winnett is the 16,353rd most populous of the 19,457 Census places covered here.
- Growth rank: Winnett's 2020-to-2023 change ranks 13th of 127 places in Montana.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Winnett's 12.4%.
- Density rank: Winnett places 121st among Montana's places by people per square mile.
- Against the state median: Winnett runs about 205 residents per square mile, where the Montana median is 1,071.
- Location: 47.0043 / -108.3466, per the US Census Bureau Gazetteer.
- Nearest larger cities: Roundup (39 mi); Lewistown (52 mi); Ryegate (65 mi); Jordan (71 mi); Hysham (72 mi). Larger metros often have more branches, but online lenders reach Winnett on the same terms.
- Smaller places nearby: Grass Range (22 mi); Melstone (36 mi); Lavina (56 mi).
- Within a 50-mile radius: 2 smaller Census places.
- Within 100 miles: 13 places are larger than Winnett.
Lender access in Winnett
At roughly 205 people per square mile, Winnett is lightly settled; 1 larger places lie within 50 miles. What is available to Winnett's 209 borrowers is set by Montana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Roundup, MT about 39 miles away.
Montana rules behind a Winnett personal loan
For the roughly 209 residents of Winnett, the rules below are Montana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required under the Montana Consumer Loan Act (32-5-101); licensing through NMLS Source says: "A consumer loan license is needed to engage in business as defined in the Montana Consumer Loan Act" | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
What a Winnett borrower is actually offered
Most loans made to Winnett's 209 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Winnett. Shortening the term on a Winnett loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Winnett: area, density and distance
Inside Winnett's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 209 residents, the land area yields roughly 205 people per square mile. Billings, the largest place in Montana, is about 85 miles from Winnett. Counting outward 50 miles, 1 larger communities surround Winnett. The 100-mile radius contains 13 larger places.
Winnett against the rest of Montana
Among Montana's 127 places, Winnett sits at 103rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Winnett ranks 13th of 127 in Montana (about the 90th percentile). By density, at about 205 people per square mile, it ranks 121st in Montana. By land area, its 1.0 square miles rank 56th of 127 places in Montana.
Common questions
What are my options in Winnett if my credit is poor?
What loan size can I expect in Winnett?
Do I have to pledge anything to borrow in Winnett?
Does comparing loans in Winnett cost me credit score points?
Nearby places
- Grass Range, MT — population 115
- Roundup, MT — population 1,960
- Melstone, MT — population 145
- Lavina, MT — population 139
- Broadview, MT — population 138
- Lewistown, MT — population 6,149
- Ryegate, MT — population 225
- Winifred, MT — population 174