Personal loans in Wilton Manors, FL
Wilton Manors, Florida — home to about 11,403 people — is a small town, so the terms you are offered follow Florida law rather than any local rule. From the 2020 Census base to the 2023 estimate, the population declined by about 0.2%.
With an estimated 11,403 residents, Wilton Manors is the 163rd-largest of 411 places in Florida. Judge Wilton Manors offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Wilton Manors's 11,403 residents is governed by Florida statute; no city ordinance changes it. The next larger city is Fort Lauderdale, FL about 1 miles away.
Local context for Wilton Manors
Most of what governs a Wilton Manors loan is written in Florida law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 11,403 residents, 163rd of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.2% since the 2020 count.
- People gained or lost: about 21 fewer since the 2020 base.
- Size percentile: roughly 60% of Florida's places have fewer residents than Wilton Manors's 11,403.
- Population density: about 5,788 people per square mile (Census land area 2.0 sq mi).
- Land area rank: Wilton Manors's 2.0 square miles rank 300th of 411 places in Florida.
- Share of state population: Wilton Manors's 11,403 residents are about 0.1% of Florida.
- National standing: Wilton Manors ranks 2,863rd of 19,457 US places.
- Growth rank: Wilton Manors's 2020-to-2023 change ranks 316th of 411 places in Florida.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Wilton Manors's 0.2%.
- Density rank: Wilton Manors places 39th among Florida's places by people per square mile.
- Against the state median: Wilton Manors runs about 5,788 residents per square mile, where the Florida median is 1,608.
- Location: coordinates 26.1593, -80.1393 (US Census Bureau Gazetteer).
- Nearest larger cities: Fort Lauderdale (1 mi); Oakland Park (2 mi); Lauderdale Lakes (4 mi); Lauderhill (5 mi); Pompano Beach (6 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Lazy Lake (0 mi); Lauderdale-by-the-Sea (3 mi); Sea Ranch Lakes (4 mi).
- Smaller neighbours: 38 places smaller than Wilton Manors sit within 50 miles.
- At 100 miles: 65 larger Census places fall inside that radius.
Before you apply in Wilton Manors
These steps shape the offer you get in Wilton Manors, a place of about 11,403 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Florida regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Wilton Manors-specific: the same Florida licensing and disclosure rules reach all 11,403 residents.
Getting a loan in Wilton Manors
At roughly 5,788 people per square mile, Wilton Manors is densely built; 58 larger places lie within 50 miles. Lenders licensed in Florida reach Wilton Manors's 11,403 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fort Lauderdale, FL about 1 miles away.
The state rulebook for Wilton Manors
These are Florida's sourced lending facts as they reach Wilton Manors's 11,403 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
How a Wilton Manors personal loan is priced
Most loans made to Wilton Manors's 11,403 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Wilton Manors can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Wilton Manors loan is knowable in advance — unlike a revolving card balance.
The geography behind Wilton Manors
Wilton Manors's land area is roughly 2.0 square miles, and the Gazetteer records no significant water area within it. With 11,403 residents, the land area yields roughly 5,788 people per square mile. Jacksonville, the largest place in Florida, is about 303 miles from Wilton Manors. A 50-mile radius around Wilton Manors takes in 58 places that are larger. Within the same 50 miles lie 38 smaller Census places.
Common questions
What are my options in Wilton Manors if my credit is poor?
What loan size can I expect in Wilton Manors?
Do I have to pledge anything to borrow in Wilton Manors?
Does comparing loans in Wilton Manors cost me credit score points?
Nearby places
- Lazy Lake, FL — population 31
- Fort Lauderdale, FL — population 184,255
- Oakland Park, FL — population 44,105
- Lauderdale-by-the-Sea, FL — population 6,154
- Sea Ranch Lakes, FL — population 552
- Lauderdale Lakes, FL — population 36,035
- Pompano Beach, FL — population 113,619
- Lauderhill, FL — population 73,974