Personal loans in Wilsonville, OR

Wilsonville: population, trend and location

Two layers matter for a Wilsonville borrower: the local population picture and Oregon's consumer-lending statutes.

• Population: an estimated 26,345 residents, 24th of 240 places in Oregon (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.2% across the 2020-to-2023 comparison.
• Absolute change: 317 residents lost between 2020 and 2023.
• Size percentile: about 90% of Oregon communities are smaller than Wilsonville (26,345 residents).
• Density: the Census land area of 7.7 sq mi holds about 3,426 people per square mile.
• Land area rank: Wilsonville's 7.7 square miles rank 29th of 240 places in Oregon.
• Water area: Wilsonville has 0.21 square miles of water, ranking 37th of 240 places in Oregon.
• Share of Oregon: Wilsonville holds about 0.9% of the state's population, some 26,345 people.
• National rank: Wilsonville is the 1,483rd most populous of the 19,457 Census places covered here.
• Growth in Oregon: Wilsonville stands 176th by percentage change from 2020 to 2023, among 240 places.
• Versus Oregon: the state average change is +0.7%, while Wilsonville moved 1.2%.
• Density rank: Wilsonville is the 40th most densely settled place in Oregon.
• Against the state median: Wilsonville runs about 3,426 residents per square mile, where the Oregon median is 1,575.
• Location: mapped by the US Census Bureau at 45.3113, -122.7709.
• Nearest larger cities: Tualatin (5 mi); West Linn (7 mi); Tigard (8 mi); Lake Oswego (8 mi); Oregon City (9 mi). Lenders licensed in the state serve Wilsonville whether or not they keep a local branch.
• Smaller communities within reach: Barlow (5 mi); Sherwood (5 mi); Canby (5 mi).
• Smaller neighbours: 65 places smaller than Wilsonville sit within 50 miles.
• Larger places within 100 miles: 22.

Before you apply in Wilsonville

These steps shape the offer you get in Wilsonville, a place of about 26,345 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Oregon regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Wilsonville-specific: the same Oregon licensing and disclosure rules reach all 26,345 residents.

Borrowing reach in Wilsonville

At roughly 3,426 people per square mile, Wilsonville is fairly dense; 18 larger places lie within 50 miles. Lenders licensed in Oregon reach Wilsonville's 26,345 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Tualatin, OR about 5 miles away.

How personal loans work in Wilsonville

Wilsonville is a smaller city of about 26,345 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Wilsonville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Wilsonville loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Oregon laws govern a loan in Wilsonville

Oregon has no separate rate rule for Wilsonville; the sourced rows below are what reach every lender that serves its 26,345 people.

Where Wilsonville sits in Oregon

Among Oregon's 240 places, Wilsonville sits at 24th for population, a share of roughly 0.9% of the state. On the 2020-to-2023 trend, Wilsonville stands 176th among Oregon's 240 places — roughly the 27th percentile. At about 3,426 people per square mile, Wilsonville is the 40th most densely settled place in Oregon. Within 50 miles sit 65 smaller Census places, alongside the 18 that are larger.