Personal loans in Wilson, WI
In Wilson, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate. Roughly 205 residents live in Wilson, the 573rd-largest community in Wisconsin. The 2020 count to the 2023 estimate shows about 1.9% decline in Wilson. Decide the purpose of the loan and your repayment plan before sharing any details with a Wilson lender. Borrowers who want a bigger city can look to Knapp, WI about 4 miles away. When Wisconsin caps or restricts a product, lenders either change the terms or withdraw it from Wilson as from the rest of the state.
Wilson: the sourced local profile
Set out below is Wilson's local context next to the state-level rules that reach every lender here.
- Population: about 205, ranked 573rd of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 1.9%.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: roughly 5% of Wisconsin places rank below Wilson.
- Population density: about 120 people per square mile (Census land area 1.7 sq mi).
- Land area: Wilson covers 1.7 square miles, the 358th-largest area among Wisconsin's 605 places.
- Share of Wisconsin: Wilson holds about 0.0% of the state's population, some 205 people.
- National rank: Wilson is the 16,415th most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Wilson stands 501st by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Wilson's 1.9% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Wilson is the 580th most densely settled place in Wisconsin.
- Against the state median: Wilson runs about 120 residents per square mile, where the Wisconsin median is 800.
- Location: it lies at 44.9586, -92.1705 in the Census Gazetteer.
- Nearest larger cities: Knapp (4 mi); Woodville (6 mi); Glenwood City (6 mi); Downing (7 mi); Spring Valley (8 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Maiden Rock (28 mi); Stockholm (33 mi); Miesville (40 mi).
- Within a 50-mile radius: 9 smaller Census places.
- Within 100 miles: 403 places are larger than Wilson.
Wilson against the rest of Wisconsin
Within Wisconsin, Wilson holds roughly 0.0% of all residents, the 573rd-largest share among 605 places. Its 2020-to-2023 change ranks 501st of 605 Wisconsin places, putting it near the 17th percentile for growth. By density, at about 120 people per square mile, it ranks 580th in Wisconsin. Between 2020 and 2023 the count changed by roughly 4 residents.
What a Wilson borrower is actually offered
A Wilson personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 205 residents. The APR tracks your credit score rather than Wilson's rank of 573rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Wilson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Wilson
With about 120 residents per square mile, Wilson is lightly settled, and 125 larger Census places sit within 50 miles. A Wisconsin licence lets a lender serve Wilson without a local office, so branch density does not change what its 205 residents are offered. The nearest larger city, Knapp, WI about 4 miles away.
Wisconsin consumer-lending rules applied in Wilson
For the roughly 205 residents of Wilson, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Where Wilson sits
Inside Wilson's boundaries lie about 1.7 square miles of land, with no significant water area recorded. The resulting density is about 120 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 246 miles away. Counting outward 50 miles, 125 larger communities surround Wilson. By land area it ranks 358th of 605 Wisconsin places.
Common questions
What are my options in Wilson if my credit is poor?
What loan size can I expect in Wilson?
Do I have to pledge anything to borrow in Wilson?
Does comparing loans in Wilson cost me credit score points?
Nearby places
- Knapp, WI — population 492
- Glenwood City, WI — population 1,304
- Downing, WI — population 230
- Woodville, WI — population 1,409
- Spring Valley, WI — population 1,423
- Boyceville, WI — population 1,099
- Elmwood, WI — population 810
- Baldwin, WI — population 4,366