Personal loans in Wilson Creek, WA

A 2020-to-2023 comparison shows Wilson Creek down by about 1.5%. If debt is already a strain, a nonprofit credit counsellor can help Wilson Creek residents before they take on more. State law, not city hall, decides what a lender may do to Wilson Creek's roughly 202 residents, and a state regulator supervises it. The closest larger place is Coulee City, WA about 15 miles away.

Wilson Creek: population, trend and location

Here is the sourced Census picture for Wilson Creek, plus the Washington lending rules that apply to a loan taken out here.

• Population: 202 residents; Wilson Creek is the 265th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.5% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: about 6% of Washington communities are smaller than Wilson Creek (202 residents).
• Population density: about 209 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Wilson Creek covers 1.0 square miles, the 206th-largest area among Washington's 281 places.
• Share of state population: Wilson Creek's 202 residents are about 0.0% of Washington.
• National rank: Wilson Creek sits 16,476th by population among the 19,457 places in this dataset.
• Growth rank: Wilson Creek's 2020-to-2023 change ranks 224th of 281 places in Washington.
• Versus Washington: the state average change is +2.8%, while Wilson Creek moved 1.5%.
• Density in Washington: Wilson Creek ranks 280th by people per square mile.
• Against the state median: Wilson Creek runs about 209 residents per square mile, where the Washington median is 1,518.
• Location: 47.4230, -119.1177 (US Census Bureau Gazetteer).
• Nearest larger cities: Coulee City (15 mi); Soap Lake (17 mi); Ephrata (21 mi); Odessa (21 mi); Almira (22 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Krupp (6 mi); Hartline (18 mi); Hatton (47 mi).
• Smaller neighbours: 3 places smaller than Wilson Creek sit within 50 miles.
• Larger places within 100 miles: 100.

Wilson Creek: area, density and distance

The Census Gazetteer records about 1.0 square miles of land within Wilson Creek, with no significant water area listed. With 202 residents, the land area yields roughly 209 people per square mile. For the state's biggest city, Seattle, the distance is roughly 151 miles. Wilson Creek has 25 larger places within a 50-mile radius. The 100-mile radius contains 100 larger places.

What is available to Wilson Creek borrowers

Wilson Creek is a lightly settled community of about 202 people, with 25 larger places inside a 50-mile radius. Lenders licensed in Washington reach Wilson Creek's 202 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Coulee City, WA about 15 miles away.

The Wilson Creek borrowing checklist

These steps shape the offer you get in Wilson Creek, a place of about 202 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Washington licence with the regulator listed on this page.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

In Wilson Creek as elsewhere in Washington, the written terms — not the advertisement — are what count for its 202 residents.

Washington consumer-lending rules applied in Wilson Creek

Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Wilson Creek lender must follow.

Inside a Wilson Creek personal loan

With roughly 202 residents, Wilson Creek is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Wilson Creek loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Wilson Creek loan is knowable in advance — unlike a revolving card balance.