Personal loans in Willow Lake, SD

With an estimated 261 residents, Willow Lake is the 161st-largest of 309 places in South Dakota. Use the calculator on this page to price an amount and term before you commit in Willow Lake. Every figure below is South Dakota's own, applied to Willow Lake's 261 residents, with the publisher and retrieval date attached. The closest larger city is Bryant, SD about 9 miles away.

Willow Lake: population, trend and location

Willow Lake is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 261 — Willow Lake ranks 161st of 309 communities in South Dakota (US Census Bureau, Vintage 2023).
• Population trend: About 0.8% above the 2020 Census base.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: roughly 48% of South Dakota places rank below Willow Lake.
• Density: the Census land area of 0.4 sq mi holds about 702 people per square mile.
• Land area rank: Willow Lake's 0.4 square miles rank 210th of 309 places in South Dakota.
• Share of state population: Willow Lake's 261 residents are about 0.0% of South Dakota.
• National rank: Willow Lake sits 15,614th by population among the 19,457 places in this dataset.
• Growth rank: Willow Lake ranks 122nd among South Dakota's 309 places for the 2020-to-2023 change.
• State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Willow Lake's 0.8%.
• Density rank: Willow Lake is the 134th most densely settled place in South Dakota.
• Density in context: Willow Lake's 702 people per square mile sit against a South Dakota median of 581.
• Location: coordinates 44.6279, -97.6381 (US Census Bureau Gazetteer).
• Nearest larger cities: Bryant (9 mi); De Smet (17 mi); Clark (18 mi); Henry (20 mi); Iroquois (21 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Vienna (9 mi); Bancroft (11 mi); Naples (12 mi).
• Within a 50-mile radius: 40 smaller Census places.
• Larger places within 100 miles: 116.

Willow Lake on the map

Willow Lake's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 702 people per square mile. The state's population centre of gravity, Sioux Falls, is roughly 88 miles away. Willow Lake has 22 larger places within a 50-mile radius. By land area it ranks 210th of 309 South Dakota places.

A practical checklist for Willow Lake borrowers

Complete these steps first when you borrow in Willow Lake (261 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the South Dakota regulator's licence list.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across South Dakota; what changes is your credit file, not the fact that Willow Lake holds 261 people.

Willow Lake in state context

Set beside South Dakota's 309 places, Willow Lake ranks 161st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Willow Lake stands 122nd among South Dakota's 309 places — roughly the 61th percentile. At about 702 people per square mile, Willow Lake is the 134th most densely settled place in South Dakota. Between 2020 and 2023 the count changed by roughly 2 residents.

The state rulebook for Willow Lake

These are South Dakota's sourced lending facts as they reach Willow Lake's 261 residents; the state has no city-level rate rule.

How lenders reach Willow Lake

With about 702 residents per square mile, Willow Lake is moderately settled, and 22 larger Census places sit within 50 miles. Lenders licensed in South Dakota reach Willow Lake's 261 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Bryant, SD about 9 miles away.