Personal loans in Williamsfield, IL
Personal loans in Williamsfield are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 552 population.
For the 552 people in Williamsfield, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The Census estimates 552 residents in Williamsfield, which ranks it 823rd of 1,294 places in Illinois. Begin with the payment, then weigh APR and total interest across the lenders that reach Williamsfield's 552 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 3.3%. For a bigger market, look to Brimfield, IL about 9 miles away.
Williamsfield: the sourced local profile
Williamsfield is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 552 people, a figure that places Williamsfield 823rd among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 3.3% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 19 residents.
- Size percentile: bigger than about 36% of the places in Illinois, with 552 residents in Williamsfield.
- Population density: about 448 people per square mile (Census land area 1.2 sq mi).
- Land area rank: Williamsfield's 1.2 square miles rank 639th of 1,294 places in Illinois.
- State share: roughly 0.0% of Illinois's residents live in Williamsfield (552 people).
- Nationally: Williamsfield is the 12,758th-largest of 19,457 Census places in the dataset.
- Growth rank: Williamsfield ranks 990th among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Williamsfield's 3.3%.
- Density rank: Williamsfield places 1,032nd among Illinois's places by people per square mile.
- Density vs Illinois: Williamsfield's 448 people per square mile compare with a state median of 993.
- Location: the Census Gazetteer records it at 40.9264, -90.0182.
- Nearest larger cities: Brimfield (9 mi); Yates City (10 mi); Elmwood (10 mi); Princeville (14 mi); Knoxville (14 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Victoria (8 mi); Maquon (12 mi); La Fayette (13 mi), each with its own Census population profile.
- Within a 50-mile radius: 72 smaller Census places.
- Larger places within 100 miles: 341.
Lender access in Williamsfield
Williamsfield is lightly settled, with about 448 people per square mile and 94 larger places within 50 miles. Distance to a branch rarely matters for Williamsfield's 552 residents: the application is online and the price follows your credit file. The nearest bigger place is Brimfield, IL about 9 miles away.
Williamsfield on the map
Williamsfield covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 448 people per square mile. Chicago, the largest place in Illinois, is about 136 miles from Williamsfield. Within 50 miles of Williamsfield there are 94 larger Census places. The 100-mile radius contains 341 larger places.
Illinois rules behind a Williamsfield personal loan
This table holds the Illinois rate and licensing rules for consumer loans made to Williamsfield's 552 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Williamsfield against the rest of Illinois
Against Illinois's other places, Williamsfield accounts for about 0.0% of the state's population and ranks 823rd of 1,294 by size. For population change between 2020 and 2023, Williamsfield ranks 990th of 1,294 in Illinois (about the 23th percentile). By density, at about 448 people per square mile, it ranks 1,032nd in Illinois. The population moved by about 19 people between 2020 and 2023, a 3.3% shift.
How a Williamsfield personal loan is priced
A Williamsfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 552 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Williamsfield. Because the payment is fixed, the total cost of a Williamsfield loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Williamsfield if my credit is poor?
What loan size can I expect in Williamsfield?
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Does comparing loans in Williamsfield cost me credit score points?
Nearby places
- Victoria, IL — population 257
- Yates City, IL — population 623
- Elmwood, IL — population 2,008
- Brimfield, IL — population 761
- La Fayette, IL — population 157
- Maquon, IL — population 215
- Toulon, IL — population 1,152
- Farmington, IL — population 2,303